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Get Cheap Car Insurance in Colorado City, AZ
We monitor insurance prices, helping the average driver in Colorado City save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Colorado City
The chart below shows the cheapest car insurance company in Colorado City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Colorado City Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| State Farm | $62 |
| Mile Auto | $78 |
| MetLife | $78 |
Savings for Every Kind of Colorado City Driver
Based on our extensive insurance data, we know the average Colorado City driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $698 per year by choosing the right vehicle insurance company. Some Colorado City residents are paying out over $1,807 extra every year for auto insurance in Colorado City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Colorado City, AZ Savings / Yr. |
|---|---|
$698 |
|
$620 |
|
$377 |
|
$634 |
|
$2,013 |
|
$356 |
|
$998 |
Colorado City Car Insurance vs. Arizona
People living in Colorado City pay an average of 0.40% less than the typical driver in the state. The average driver in Colorado City can expect to pay about $952 per year, or $1,807 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Colorado City for most people.
Car Insurance Prices by Colorado City Neighborhood
Insurance Prices
Where is insurance cheapest within Colorado City?
The map shows insurance prices in and around Colorado City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $187 per year within the city boundaries, with insurance premiums ranging from a high of $1,904 to a low of $1,717. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Colorado City.Pick the Best Car Insurance Company for You in Colorado City
The best car insurance provider for most drivers in Colorado City
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $698 over the average Colorado City car insurance company.
The best car insurance provider for Colorado City drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $620 over the competition.
The best car insurance company for Colorado City drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $377 better than other car insurance companies.
The best auto insurance for Colorado City drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $634 less each year.
The least expensive car insurance company for new and young drivers in Colorado City
In Colorado City, Geico costs young drivers $2,013 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Colorado City
State Farm gave the largest car insurance discounts to married couples, averaging $356 saved each year compared to an average Colorado City couple's premiums.
The cheapest car insurance in Colorado City for drivers with bad credit
The best Colorado City car insurance company for customer service
Nationwide was the best company for customer service in Colorado City according to the NAIC.
Recent price drops
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The cheapest large national provider in Colorado City
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Colorado City driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Colorado City, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Colorado City
What Influences the Cost of Car Insurance in Colorado City?
On average, car insurance in Colorado City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Colorado City is 29 minutes, which is a little less than average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Colorado City are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Colorado City is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Colorado City is $79 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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Cities with Similar Populations
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