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Get Cheap Car Insurance in Beechwood, MI
We monitor insurance prices, helping the average driver in Beechwood save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Beechwood
The chart below shows the cheapest car insurance company in Beechwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Beechwood Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $107 |
| Progressive | $122 |
| State Farm | $123 |
| Safeco Insurance | $130 |
Savings for Every Kind of Beechwood Driver
Based on our extensive insurance data, we know the average Beechwood driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,161 per year by choosing the right vehicle insurance company. Some Beechwood residents are paying out over $2,888 extra every year for auto insurance in Beechwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Beechwood, MI Savings / Yr. |
|---|---|
$1,161 |
|
$1,895 |
|
$1,677 |
|
$2,549 |
|
$3,007 |
|
$0 |
|
$0 |
Beechwood Car Insurance vs. Michigan
People living in Beechwood pay an average of 0.37% less than the typical driver in the state. The average driver in Beechwood can expect to pay about $2,194 per year, or $2,888 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Beechwood for most people.
Car Insurance Prices by Beechwood Neighborhood
Insurance Prices
Where is insurance cheapest within Beechwood?
The map shows insurance prices in and around Beechwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $103 per year within the city boundaries, with insurance premiums ranging from a high of $2,949 to a low of $2,846. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Beechwood.Pick the Best Car Insurance Company for You in Beechwood
The best car insurance provider for most drivers in Beechwood
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,161 over the average Beechwood car insurance company.
The best car insurance provider for Beechwood drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,895 over the competition.
The best car insurance company for Beechwood drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,677 better than other car insurance companies.
The best auto insurance for Beechwood drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,549 less each year.
The least expensive car insurance company for new and young drivers in Beechwood
In Beechwood, Geico costs young drivers $3,007 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Beechwood
The cheapest car insurance in Beechwood for drivers with bad credit
The best Beechwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Beechwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Beechwood driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Beechwood, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Beechwood
What Influences the Cost of Car Insurance in Beechwood?
On average, car insurance in Beechwood is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Beechwood is 28 minutes, which is a little less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Beechwood is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Beechwood is $183 per month for minimum coverage and $241 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mineral Hills: Insurance costs 0.69% more
- Gibbs City: Insurance costs 2.11% more
- Iron River: Insurance costs 0.62% less
- Caspian: Insurance costs 1.70% less
- Stambaugh: Insurance costs 0.55% less
- Gaastra: Insurance costs 1.63% less
- Scott Lake: Insurance costs 1.59% less
- Phelps: Insurance costs 59.94% less
- Long Lake: Insurance costs 59.87% less
- Tipler: Insurance costs 60.35% less
Cities with Similar Populations
- East Winthrop: Insurance costs 67.31% less
- Stannard: Insurance costs 57.93% less
- St. Xavier: Insurance costs 42.90% less
- Davant: Insurance costs 15.72% more
- Squapan: Insurance costs 68.80% less
- Deep River: Insurance costs 53.74% less
- Diana: Insurance costs 47.82% less
- South Lubec: Insurance costs 66.17% less
- Solon: Insurance costs 28.64% less
- Dunn: Insurance costs 42.59% less