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Get Cheap Car Insurance in Bella Vista, CA
We monitor insurance prices, helping the average driver in Bella Vista save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Bella Vista
The chart below shows the cheapest car insurance company in Bella Vista for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Bella Vista Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Progressive | $54 |
| Travelers | $56 |
Savings for Every Kind of Bella Vista Driver
Based on our extensive insurance data, we know the average Bella Vista driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $572 per year by choosing the right vehicle insurance company. Some Bella Vista residents are paying out over $1,790 extra every year for auto insurance in Bella Vista. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bella Vista, CA Savings / Yr. |
|---|---|
$572 |
|
$1,048 |
|
$829 |
|
$1,456 |
|
$748 |
|
$324 |
|
$0 |
Bella Vista Car Insurance vs. California
People living in Bella Vista pay an average of 10.86% less than the typical driver in the state. The average driver in Bella Vista can expect to pay about $838 per year, or $1,790 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Bella Vista for most people.
Car Insurance Prices by Bella Vista Neighborhood
Insurance Prices
Where is insurance cheapest within Bella Vista?
The map shows insurance prices in and around Bella Vista, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $117 per year within the city boundaries, with insurance premiums ranging from a high of $1,862 to a low of $1,745. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Bella Vista.Pick the Best Car Insurance Company for You in Bella Vista
The best car insurance provider for most drivers in Bella Vista
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $572 over the average Bella Vista car insurance company.
The best car insurance provider for Bella Vista drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,048 over the competition.
The best car insurance company for Bella Vista drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $829 better than other car insurance companies.
The best auto insurance for Bella Vista drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,456 less each year.
The least expensive car insurance company for new and young drivers in Bella Vista
In Bella Vista, State Farm costs young drivers $748 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bella Vista
Progressive gave the largest car insurance discounts to married couples, averaging $324 saved each year compared to an average Bella Vista couple's premiums.
The cheapest car insurance in Bella Vista for drivers with bad credit
The best Bella Vista car insurance company for customer service
Nationwide was the best company for customer service in Bella Vista according to the NAIC.
Recent price drops
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The cheapest large national provider in Bella Vista
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Bella Vista driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bella Vista, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Bella Vista
What Influences the Cost of Car Insurance in Bella Vista?
On average, car insurance in Bella Vista is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bella Vista is 29 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bella Vista are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Bella Vista has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bella Vista is $70 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Obrien: Insurance costs 4.02% more
- Palo Cedro: Insurance costs 0.50% less
- Whiskeytown: Insurance costs 3.02% more
- Millville: Insurance costs 2.57% more
- Shasta Lake: Insurance costs 5.03% more
- Ingot: Insurance costs 3.41% more
- Redding: Insurance costs 5.36% more
- Oak Run: Insurance costs 1.96% more
- Summit City: Insurance costs 0.84% less
- Keswick: Insurance costs 1.34% less
Cities with Similar Populations
- Meridian: Insurance costs 10.78% less
- Mesopotamia: Insurance costs 36.76% less
- Wilmington: Insurance costs 34.25% less
- Whiting: Insurance costs 39.61% less
- West River: Insurance costs 2.63% more
- Virginia: Insurance costs 19.94% less
- Van Horn: Insurance costs 4.08% less
- Stratford: Insurance costs 2.91% more
- Stevinson: Insurance costs 6.20% more
- Sea Isle City: Insurance costs 5.36% less