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Get Cheap Car Insurance in Palo Cedro, CA
We monitor insurance prices, helping the average driver in Palo Cedro save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Palo Cedro
The chart below shows the cheapest car insurance company in Palo Cedro for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Palo Cedro Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $50 |
| Progressive | $54 |
| Travelers | $56 |
Savings for Every Kind of Palo Cedro Driver
Based on our extensive insurance data, we know the average Palo Cedro driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $569 per year by choosing the right vehicle insurance company. Some Palo Cedro residents are paying out over $1,781 extra every year for auto insurance in Palo Cedro. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palo Cedro, CA Savings / Yr. |
|---|---|
$569 |
|
$1,043 |
|
$825 |
|
$1,449 |
|
$744 |
|
$323 |
|
$0 |
Palo Cedro Car Insurance vs. California
People living in Palo Cedro pay an average of 11.32% less than the typical driver in the state. The average driver in Palo Cedro can expect to pay about $834 per year, or $1,781 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Palo Cedro for most people.
Car Insurance Prices by Palo Cedro Neighborhood
Insurance Prices
Where is insurance cheapest within Palo Cedro?
The map shows insurance prices in and around Palo Cedro, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $94 per year within the city boundaries, with insurance premiums ranging from a high of $1,839 to a low of $1,745. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Palo Cedro.Pick the Best Car Insurance Company for You in Palo Cedro
The best car insurance provider for most drivers in Palo Cedro
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $569 over the average Palo Cedro car insurance company.
The best car insurance provider for Palo Cedro drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,043 over the competition.
The best car insurance company for Palo Cedro drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $825 better than other car insurance companies.
The best auto insurance for Palo Cedro drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,449 less each year.
The least expensive car insurance company for new and young drivers in Palo Cedro
In Palo Cedro, State Farm costs young drivers $744 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palo Cedro
Progressive gave the largest car insurance discounts to married couples, averaging $323 saved each year compared to an average Palo Cedro couple's premiums.
The cheapest car insurance in Palo Cedro for drivers with bad credit
The best Palo Cedro car insurance company for customer service
Nationwide was the best company for customer service in Palo Cedro according to the NAIC.
Recent price drops
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The cheapest large national provider in Palo Cedro
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Palo Cedro driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palo Cedro, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Palo Cedro
What Influences the Cost of Car Insurance in Palo Cedro?
On average, car insurance in Palo Cedro is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Palo Cedro is 30 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palo Cedro are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Palo Cedro has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Palo Cedro is $69 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Millville: Insurance costs 3.09% more
- Bella Vista: Insurance costs 0.51% more
- Redding: Insurance costs 5.90% more
- Anderson: Insurance costs 4.72% more
- Balls Ferry: Insurance costs 4.15% more
- Shasta Lake: Insurance costs 5.56% more
- Obrien: Insurance costs 4.55% more
- Olinda: Insurance costs 6.51% more
- Keswick: Insurance costs 0.84% less
- Whiskeytown: Insurance costs 3.54% more
Cities with Similar Populations
- Union Bridge: Insurance costs 0.62% less
- Walnut Ridge: Insurance costs 4.32% less
- Treasure Lake: Insurance costs 24.93% less
- Walton: Insurance costs 21.73% more
- Eveleth: Insurance costs 10.50% less
- Fairfax: Insurance costs 32.62% less
- Pretty Bayou: Insurance costs 28.52% more
- Fair Haven: Insurance costs 69.90% more
- Fair Grove: Insurance costs 1.40% less
- Priest River: Insurance costs 35.71% less