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Get Cheap Car Insurance in Walton, NY
We monitor insurance prices, helping the average driver in Walton save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Walton
The chart below shows the cheapest car insurance company in Walton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Walton Insurer | Monthly Cost |
|---|---|
| Kemper | $80 |
| Plymouth Rock Assurance | $106 |
| Safeco Insurance | $114 |
| Geico | $119 |
Savings for Every Kind of Walton Driver
Based on our extensive insurance data, we know the average Walton driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $646 per year by choosing the right vehicle insurance company. Some Walton residents are paying out over $2,168 extra every year for auto insurance in Walton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Walton, NY Savings / Yr. |
|---|---|
$646 |
|
$412 |
|
$824 |
|
$833 |
|
$2,041 |
|
$683 |
|
$1,088 |
Walton Car Insurance vs. New York
People living in Walton pay an average of 10.58% less than the typical driver in the state. The average driver in Walton can expect to pay about $1,573 per year, or $2,168 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Walton for most people.
Car Insurance Prices by Walton Neighborhood
Insurance Prices
Where is insurance cheapest within Walton?
The map shows insurance prices in and around Walton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $178 per year within the city boundaries, with insurance premiums ranging from a high of $2,281 to a low of $2,103. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Walton.Pick the Best Car Insurance Company for You in Walton
The best car insurance provider for most drivers in Walton
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $646 over the average Walton car insurance company.
The best car insurance provider for Walton drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $412 over the competition.
The best car insurance company for Walton drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $824 better than other car insurance companies.
The best auto insurance for Walton drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $833 less each year.
The least expensive car insurance company for new and young drivers in Walton
In Walton, Progressive costs young drivers $2,041 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Walton
Progressive gave the largest car insurance discounts to married couples, averaging $683 saved each year compared to an average Walton couple's premiums.
The cheapest car insurance in Walton for drivers with bad credit
The best Walton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Walton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Walton driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Walton, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Walton
What Influences the Cost of Car Insurance in Walton?
On average, car insurance in Walton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Walton is 26 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Walton are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Walton is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Walton is $131 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hawleys: Insurance costs 0.37% more
- Pinesville: Insurance costs 0.83% less
- Colchester: Insurance costs 0.83% less
- Hamden: Insurance costs 1.01% less
- Trout Creek: Insurance costs 1.29% less
- Merrickville: Insurance costs 0.46% less
- Franklin Depot: Insurance costs 2.40% less
- Sidney Center: Insurance costs 1.57% less
- Harvard: Insurance costs 3.97% more
- Fraser: Insurance costs 3.92% more
Cities with Similar Populations
- Hometown: Insurance costs 23.66% less
- Kingwood: Insurance costs 32.38% less
- Kingston: Insurance costs 43.54% less
- Houston: Insurance costs 18.04% less
- Horseshoe Bay: Insurance costs 24.63% less
- Horace: Insurance costs 39.94% less
- Hopewell: Insurance costs 21.68% less
- Hooks: Insurance costs 23.94% less
- Honokaa: Insurance costs 33.90% less
- Kirkville: Insurance costs 3.83% less