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Get Cheap Car Insurance in Merrickville, NY
We monitor insurance prices, helping the average driver in Merrickville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Merrickville
The chart below shows the cheapest car insurance company in Merrickville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Merrickville Insurer | Monthly Cost |
|---|---|
| Kemper | $79 |
| Plymouth Rock Assurance | $106 |
| Safeco Insurance | $114 |
| Geico | $119 |
Savings for Every Kind of Merrickville Driver
Based on our extensive insurance data, we know the average Merrickville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $644 per year by choosing the right vehicle insurance company. Some Merrickville residents are paying out over $2,158 extra every year for auto insurance in Merrickville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Merrickville, NY Savings / Yr. |
|---|---|
$644 |
|
$410 |
|
$820 |
|
$830 |
|
$2,032 |
|
$680 |
|
$1,083 |
Merrickville Car Insurance vs. New York
People living in Merrickville pay an average of 11.00% less than the typical driver in the state. The average driver in Merrickville can expect to pay about $1,566 per year, or $2,158 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Merrickville for most people.
Car Insurance Prices by Merrickville Neighborhood
Insurance Prices
Where is insurance cheapest within Merrickville?
The map shows insurance prices in and around Merrickville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,158 to a low of $2,158. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Merrickville.Pick the Best Car Insurance Company for You in Merrickville
The best car insurance provider for most drivers in Merrickville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $644 over the average Merrickville car insurance company.
The best car insurance provider for Merrickville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $410 over the competition.
The best car insurance company for Merrickville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $820 better than other car insurance companies.
The best auto insurance for Merrickville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $830 less each year.
The least expensive car insurance company for new and young drivers in Merrickville
In Merrickville, Progressive costs young drivers $2,032 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Merrickville
Progressive gave the largest car insurance discounts to married couples, averaging $680 saved each year compared to an average Merrickville couple's premiums.
The cheapest car insurance in Merrickville for drivers with bad credit
The best Merrickville car insurance company for customer service
Nationwide was the best company for customer service in Merrickville according to the NAIC.
Recent price drops
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The cheapest large national provider in Merrickville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Merrickville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Merrickville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Merrickville
What Influences the Cost of Car Insurance in Merrickville?
On average, car insurance in Merrickville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Merrickville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Merrickville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Merrickville is $130 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Franklin: Insurance costs 0.32% less
- Franklin Depot: Insurance costs 1.95% less
- Sidney Center: Insurance costs 1.11% less
- Leonta: Insurance costs 0.28% less
- West Delhi: Insurance costs 1.07% more
- Hawleys: Insurance costs 0.83% more
- Walton: Insurance costs 0.46% more
- Wells Bridge: Insurance costs 10.43% more
- Treadwell: Insurance costs 1.20% less
- Youngs: Insurance costs 2.41% less
Cities with Similar Populations
- Willamette City: Insurance costs 34.43% less
- Bisbee Junction: Insurance costs 29.98% less
- Bishop: Insurance costs 29.33% less
- Bixby: Insurance costs 19.23% less
- Blair Gap: Insurance costs 39.30% less
- Bonnerton: Insurance costs 40.55% less
- Book: Insurance costs 40.45% more
- Brice: Insurance costs 16.54% less
- Brighton: Insurance costs 30.82% less
- Whiteflat: Insurance costs 14.50% less