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Get Cheap Car Insurance in Balls Ferry, CA
We monitor insurance prices, helping the average driver in Balls Ferry save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Balls Ferry
The chart below shows the cheapest car insurance company in Balls Ferry for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Balls Ferry Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Progressive | $56 |
| Travelers | $58 |
Savings for Every Kind of Balls Ferry Driver
Based on our extensive insurance data, we know the average Balls Ferry driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $593 per year by choosing the right vehicle insurance company. Some Balls Ferry residents are paying out over $1,855 extra every year for auto insurance in Balls Ferry. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Balls Ferry, CA Savings / Yr. |
|---|---|
$593 |
|
$1,086 |
|
$859 |
|
$1,510 |
|
$775 |
|
$336 |
|
$0 |
Balls Ferry Car Insurance vs. California
People living in Balls Ferry pay an average of 7.62% less than the typical driver in the state. The average driver in Balls Ferry can expect to pay about $868 per year, or $1,855 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Balls Ferry for most people.
Car Insurance Prices by Balls Ferry Neighborhood
Insurance Prices
Where is insurance cheapest within Balls Ferry?
The map shows insurance prices in and around Balls Ferry, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $217 per year within the city boundaries, with insurance premiums ranging from a high of $1,989 to a low of $1,772. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Balls Ferry.Pick the Best Car Insurance Company for You in Balls Ferry
The best car insurance provider for most drivers in Balls Ferry
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $593 over the average Balls Ferry car insurance company.
The best car insurance provider for Balls Ferry drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,086 over the competition.
The best car insurance company for Balls Ferry drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $859 better than other car insurance companies.
The best auto insurance for Balls Ferry drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,510 less each year.
The least expensive car insurance company for new and young drivers in Balls Ferry
In Balls Ferry, State Farm costs young drivers $775 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Balls Ferry
Progressive gave the largest car insurance discounts to married couples, averaging $336 saved each year compared to an average Balls Ferry couple's premiums.
The cheapest car insurance in Balls Ferry for drivers with bad credit
The best Balls Ferry car insurance company for customer service
Nationwide was the best company for customer service in Balls Ferry according to the NAIC.
Recent price drops
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The cheapest large national provider in Balls Ferry
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Balls Ferry driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Balls Ferry, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Balls Ferry
What Influences the Cost of Car Insurance in Balls Ferry?
On average, car insurance in Balls Ferry is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Balls Ferry is 30 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Balls Ferry are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Balls Ferry is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Balls Ferry is $72 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cottonwood: Insurance costs 1.02% less
- Anderson: Insurance costs 0.54% more
- Palo Cedro: Insurance costs 3.99% less
- Millville: Insurance costs 1.02% less
- Dales: Insurance costs 2.75% less
- Hooker: Insurance costs 1.67% less
- Olinda: Insurance costs 2.26% more
- Redding: Insurance costs 1.67% more
- Gas Point: Insurance costs 0.11% more
- Bella Vista: Insurance costs 3.50% less
Cities with Similar Populations
- Hartleton: Insurance costs 32.18% less
- Fannettsburg: Insurance costs 28.57% less
- Beach View: Insurance costs 4.69% less
- Argyle: Insurance costs 3.13% less
- Waltz: Insurance costs 19.41% more
- Dixon: Insurance costs 43.29% less
- Dickinson: Insurance costs 31.48% less
- Upper Hominy: Insurance costs 35.04% less
- Lakeport: Insurance costs 29.16% more
- La Garita: Insurance costs 0.65% more