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Get Cheap Car Insurance in Belle Meade, AR
We monitor insurance prices, helping the average driver in Belle Meade save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Belle Meade
The chart below shows the cheapest car insurance company in Belle Meade for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Belle Meade Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $56 |
| Farm Bureau | $58 |
| Geico | $59 |
| Jupiter | $61 |
Savings for Every Kind of Belle Meade Driver
Based on our extensive insurance data, we know the average Belle Meade driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $343 per year by choosing the right vehicle insurance company. Some Belle Meade residents are paying out over $1,732 extra every year for auto insurance in Belle Meade. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Belle Meade, AR Savings / Yr. |
|---|---|
$343 |
|
$607 |
|
$489 |
|
$752 |
|
$1,944 |
|
$345 |
|
$483 |
Belle Meade Car Insurance vs. Arkansas
People living in Belle Meade pay an average of 2.92% more than the typical driver in the state. The average driver in Belle Meade can expect to pay about $938 per year, or $1,732 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Belle Meade for most people.
Car Insurance Prices by Belle Meade Neighborhood
Insurance Prices
Where is insurance cheapest within Belle Meade?
The map shows insurance prices in and around Belle Meade, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $1,733 to a low of $1,715. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Belle Meade.Pick the Best Car Insurance Company for You in Belle Meade
The best car insurance provider for most drivers in Belle Meade
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $343 over the average Belle Meade car insurance company.
The best car insurance provider for Belle Meade drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $607 over the competition.
The best car insurance company for Belle Meade drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $489 better than other car insurance companies.
The best auto insurance for Belle Meade drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $752 less each year.
The least expensive car insurance company for new and young drivers in Belle Meade
In Belle Meade, Farm Bureau costs young drivers $1,944 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Belle Meade
Farm Bureau gave the largest car insurance discounts to married couples, averaging $345 saved each year compared to an average Belle Meade couple's premiums.
The cheapest car insurance in Belle Meade for drivers with bad credit
The best Belle Meade car insurance company for customer service
Nationwide was the best company for customer service in Belle Meade according to the NAIC.
Recent price drops
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The cheapest large national provider in Belle Meade
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Belle Meade driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Belle Meade, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Belle Meade
What Influences the Cost of Car Insurance in Belle Meade?
On average, car insurance in Belle Meade is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Belle Meade is 43 minutes, which is far more than average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Belle Meade are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Belle Meade is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Belle Meade is $78 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hughes: Insurance costs 0.81% more
- Shannondale: Insurance costs 0.17% less
- North Hughes: Insurance costs 2.19% more
- Bruins: Insurance costs 2.42% less
- Whitehall: Insurance costs 0.40% more
- Pinckney: Insurance costs 4.73% more
- Horseshoe Lake: Insurance costs 3.58% less
- Seyppel: Insurance costs 3.58% less
- Anthonyville: Insurance costs 0.17% less
- Brickeys: Insurance costs 0.40% more
Cities with Similar Populations
- Ware: Insurance costs 5.66% more
- Griffin: Insurance costs 31.81% less
- Pleasant Valley: Insurance costs 21.82% less
- Verona: Insurance costs 20.50% less
- Byers Crossroads: Insurance costs 2.42% more
- Vienna: Insurance costs 9.82% less
- Saum: Insurance costs 4.21% less
- Ponderosa Pines: Insurance costs 7.45% less
- Poole: Insurance costs 59.93% more
- Port Kenyon: Insurance costs 4.27% more