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Get Cheap Car Insurance in North Hughes, AR
We monitor insurance prices, helping the average driver in North Hughes save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in North Hughes
The chart below shows the cheapest car insurance company in North Hughes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| North Hughes Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $57 |
| Farm Bureau | $59 |
| Geico | $61 |
| Jupiter | $62 |
Savings for Every Kind of North Hughes Driver
Based on our extensive insurance data, we know the average North Hughes driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $350 per year by choosing the right vehicle insurance company. Some North Hughes residents are paying out over $1,770 extra every year for auto insurance in North Hughes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Hughes, AR Savings / Yr. |
|---|---|
$350 |
|
$621 |
|
$500 |
|
$769 |
|
$1,987 |
|
$352 |
|
$493 |
North Hughes Car Insurance vs. Arkansas
People living in North Hughes pay an average of 5.19% more than the typical driver in the state. The average driver in North Hughes can expect to pay about $958 per year, or $1,770 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in North Hughes for most people.
Car Insurance Prices by North Hughes Neighborhood
Insurance Prices
Where is insurance cheapest within North Hughes?
The map shows insurance prices in and around North Hughes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $69 per year within the city boundaries, with insurance premiums ranging from a high of $1,784 to a low of $1,715. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of North Hughes.Pick the Best Car Insurance Company for You in North Hughes
The best car insurance provider for most drivers in North Hughes
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $350 over the average North Hughes car insurance company.
The best car insurance provider for North Hughes drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $621 over the competition.
The best car insurance company for North Hughes drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $500 better than other car insurance companies.
The best auto insurance for North Hughes drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $769 less each year.
The least expensive car insurance company for new and young drivers in North Hughes
In North Hughes, Farm Bureau costs young drivers $1,987 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Hughes
Farm Bureau gave the largest car insurance discounts to married couples, averaging $352 saved each year compared to an average North Hughes couple's premiums.
The cheapest car insurance in North Hughes for drivers with bad credit
The best North Hughes car insurance company for customer service
Nationwide was the best company for customer service in North Hughes according to the NAIC.
Recent price drops
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The cheapest large national provider in North Hughes
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Hughes driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Hughes, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around North Hughes
What Influences the Cost of Car Insurance in North Hughes?
On average, car insurance in North Hughes is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Hughes is 37 minutes, which is a little more than average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Hughes are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- North Hughes is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Hughes is $80 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hughes: Insurance costs 1.36% less
- Belle Meade: Insurance costs 2.15% less
- Shannondale: Insurance costs 2.32% less
- Pinckney: Insurance costs 2.49% more
- Bruins: Insurance costs 4.52% less
- Anthonyville: Insurance costs 2.32% less
- Seyppel: Insurance costs 5.65% less
- Horseshoe Lake: Insurance costs 5.65% less
- Whitehall: Insurance costs 1.75% less
- Hicks Station: Insurance costs 2.82% less
Cities with Similar Populations
- Valewood: Insurance costs 5.37% less
- Troy: Insurance costs 78.53% more
- Troy: Insurance costs 20.11% less
- Tungsten: Insurance costs 12.54% more
- Turkey Flat: Insurance costs 9.10% less
- Twin: Insurance costs 1.58% less
- Twist: Insurance costs 3.67% less
- Uinta National Forest: Insurance costs 20.23% less
- Union: Insurance costs 83.45% more
- Unionville: Insurance costs 44.75% less