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Get Cheap Car Insurance in Ben Hur, TX
We monitor insurance prices, helping the average driver in Ben Hur save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Ben Hur
The chart below shows the cheapest car insurance company in Ben Hur for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Ben Hur Insurer | Monthly Cost |
|---|---|
| Clearcover | $42 |
| Mile Auto | $55 |
| Progressive | $56 |
| State Farm | $61 |
Savings for Every Kind of Ben Hur Driver
Based on our extensive insurance data, we know the average Ben Hur driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $334 per year by choosing the right vehicle insurance company. Some Ben Hur residents are paying out over $1,623 extra every year for auto insurance in Ben Hur. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ben Hur, TX Savings / Yr. |
|---|---|
$334 |
|
$764 |
|
$674 |
|
$772 |
|
$1,174 |
|
$443 |
|
$485 |
Ben Hur Car Insurance vs. Texas
People living in Ben Hur pay an average of 16.95% less than the typical driver in the state. The average driver in Ben Hur can expect to pay about $967 per year, or $1,623 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Ben Hur for most people.
Car Insurance Prices by Ben Hur Neighborhood
Insurance Prices
Where is insurance cheapest within Ben Hur?
The map shows insurance prices in and around Ben Hur, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $40 per year within the city boundaries, with insurance premiums ranging from a high of $1,651 to a low of $1,611. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Ben Hur.Pick the Best Car Insurance Company for You in Ben Hur
The best car insurance provider for most drivers in Ben Hur
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $334 over the average Ben Hur car insurance company.
The best car insurance provider for Ben Hur drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $764 over the competition.
The best car insurance company for Ben Hur drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $674 better than other car insurance companies.
The best auto insurance for Ben Hur drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $772 less each year.
The least expensive car insurance company for new and young drivers in Ben Hur
In Ben Hur, State Farm costs young drivers $1,174 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ben Hur
State Farm gave the largest car insurance discounts to married couples, averaging $443 saved each year compared to an average Ben Hur couple's premiums.
The cheapest car insurance in Ben Hur for drivers with bad credit
The best Ben Hur car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ben Hur
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Ben Hur driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ben Hur, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Ben Hur
What Influences the Cost of Car Insurance in Ben Hur?
On average, car insurance in Ben Hur is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ben Hur is 30 minutes, which is a little less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ben Hur are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Ben Hur is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ben Hur is $81 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mart: Insurance costs 0.25% less
- Kirk: Insurance costs 0.55% more
- Odds: Insurance costs 0.86% less
- Riesel: Insurance costs 1.36% less
- Horn Hill: Insurance costs the same
- Prairie Hill: Insurance costs 1.73% more
- Hallsburg: Insurance costs 1.17% less
- Elk: Insurance costs 0.99% less
- Echols: Insurance costs 1.11% more
- Axtell: Insurance costs 0.62% less
Cities with Similar Populations
- Skaggs Corner: Insurance costs 3.39% less
- House: Insurance costs 12.01% less
- Houghtonville: Insurance costs 27.66% less
- Horace: Insurance costs 10.17% less
- Matson: Insurance costs 12.32% more
- Matthew: Insurance costs 42.58% more
- New Point: Insurance costs 8.75% more
- Mauck: Insurance costs 27.66% less
- Philomath: Insurance costs 7.15% more
- Honey Hill: Insurance costs 17.07% less