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Get Cheap Car Insurance in Benton, LA
We monitor insurance prices, helping the average driver in Benton save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Benton
The chart below shows the cheapest car insurance company in Benton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Benton Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $101 |
| State Farm | $120 |
| Safeco Insurance | $121 |
| Clearcover | $134 |
Savings for Every Kind of Benton Driver
Based on our extensive insurance data, we know the average Benton driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $777 per year by choosing the right vehicle insurance company. Some Benton residents are paying out over $2,794 extra every year for auto insurance in Benton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Benton, LA Savings / Yr. |
|---|---|
$777 |
|
$1,363 |
|
$970 |
|
$1,463 |
|
$2,321 |
|
$720 |
|
$1,239 |
Benton Car Insurance vs. Louisiana
People living in Benton pay an average of 7.27% less than the typical driver in the state. The average driver in Benton can expect to pay about $1,767 per year, or $2,794 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Benton for most people.
Car Insurance Prices by Benton Neighborhood
Insurance Prices
Where is insurance cheapest within Benton?
The map shows insurance prices in and around Benton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $322 per year within the city boundaries, with insurance premiums ranging from a high of $2,972 to a low of $2,650. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Benton.Pick the Best Car Insurance Company for You in Benton
The best car insurance provider for most drivers in Benton
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $777 over the average Benton car insurance company.
The best car insurance provider for Benton drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,363 over the competition.
The best car insurance company for Benton drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $970 better than other car insurance companies.
The best auto insurance for Benton drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,463 less each year.
The least expensive car insurance company for new and young drivers in Benton
In Benton, Farm Bureau costs young drivers $2,321 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Benton
Farm Bureau gave the largest car insurance discounts to married couples, averaging $720 saved each year compared to an average Benton couple's premiums.
The cheapest car insurance in Benton for drivers with bad credit
The best Benton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Benton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Benton driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Benton, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Benton
What Influences the Cost of Car Insurance in Benton?
On average, car insurance in Benton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Benton is 34 minutes, which is about the national average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Benton are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Benton has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Benton is $147 per month for minimum coverage and $233 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sentell: Insurance costs 0.47% more
- Dixie: Insurance costs 0.14% more
- Belcher: Insurance costs 0.68% less
- Bossier City: Insurance costs the same
- Eastwood: Insurance costs 2.47% less
- Cavett: Insurance costs 0.54% less
- Bellevue: Insurance costs 1.57% less
- Haughton: Insurance costs 0.82% less
- Barksdale Afb: Insurance costs 1.97% less
- Princeton: Insurance costs 1.61% less
Cities with Similar Populations
- Newport East: Insurance costs 20.04% less
- Holly Hill: Insurance costs 11.13% less
- Lakeland Village: Insurance costs 23.34% less
- Lyman: Insurance costs 41.77% less
- Macclenny: Insurance costs 12.88% less
- Massena: Insurance costs 21.90% less
- Mendota: Insurance costs 25.38% less
- Mercerville: Insurance costs 35.25% less
- Mission Hills: Insurance costs 15.39% less
- New Fairfield: Insurance costs 28.85% less