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Get Cheap Car Insurance in Bethany Beach, DE
We monitor insurance prices, helping the average driver in Bethany Beach save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Bethany Beach
The chart below shows the cheapest car insurance company in Bethany Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Bethany Beach Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $71 |
| State Farm | $72 |
| Travelers | $72 |
| Dairyland | $86 |
Savings for Every Kind of Bethany Beach Driver
Based on our extensive insurance data, we know the average Bethany Beach driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $399 per year by choosing the right vehicle insurance company. Some Bethany Beach residents are paying out over $1,728 extra every year for auto insurance in Bethany Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bethany Beach, DE Savings / Yr. |
|---|---|
$399 |
|
$676 |
|
$458 |
|
$395 |
|
$1,906 |
|
$407 |
|
$432 |
Bethany Beach Car Insurance vs. Delaware
People living in Bethany Beach pay an average of 7.10% less than the typical driver in the state. The average driver in Bethany Beach can expect to pay about $1,145 per year, or $1,728 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Bethany Beach for most people.
Car Insurance Prices by Bethany Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Bethany Beach?
The map shows insurance prices in and around Bethany Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $193 per year within the city boundaries, with insurance premiums ranging from a high of $1,868 to a low of $1,675. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Bethany Beach.Pick the Best Car Insurance Company for You in Bethany Beach
The best car insurance provider for most drivers in Bethany Beach
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $399 over the average Bethany Beach car insurance company.
The best car insurance provider for Bethany Beach drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $676 over the competition.
The best car insurance company for Bethany Beach drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $458 better than other car insurance companies.
The best auto insurance for Bethany Beach drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $395 less each year.
The least expensive car insurance company for new and young drivers in Bethany Beach
In Bethany Beach, State Farm costs young drivers $1,906 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bethany Beach
State Farm gave the largest car insurance discounts to married couples, averaging $407 saved each year compared to an average Bethany Beach couple's premiums.
The cheapest car insurance in Bethany Beach for drivers with bad credit
The best Bethany Beach car insurance company for customer service
Nationwide was the best company for customer service in Bethany Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Bethany Beach
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Bethany Beach driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bethany Beach, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Bethany Beach
What Influences the Cost of Car Insurance in Bethany Beach?
On average, car insurance in Bethany Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Delaware state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bethany Beach are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Bethany Beach is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bethany Beach is $95 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ocean View: Insurance costs 1.27% more
- South Bethany: Insurance costs 2.20% less
- Millville: Insurance costs 0.41% less
- Fenwick Island: Insurance costs 3.53% less
- Frankford: Insurance costs 1.68% more
- Dagsboro: Insurance costs 1.10% more
- Selbyville: Insurance costs 1.33% more
- Long Neck: Insurance costs 1.62% more
- Riverdale: Insurance costs 2.78% more
- Bishopville: Insurance costs 2.08% more
Cities with Similar Populations
- Wright: Insurance costs 8.85% less
- Badin: Insurance costs 28.24% less
- Barker: Insurance costs 25.87% more
- Willisburg: Insurance costs 22.57% more
- Bear Creek: Insurance costs 23.67% less
- Belvedere: Insurance costs 25.81% more
- River Hills: Insurance costs 29.22% less
- Johannesburg: Insurance costs 57.58% more
- Prattsburgh: Insurance costs 18.46% more
- Pleasant Plain: Insurance costs 35.13% less