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Get Cheap Car Insurance in Selbyville, DE
We monitor insurance prices, helping the average driver in Selbyville save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Selbyville
The chart below shows the cheapest car insurance company in Selbyville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Selbyville Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $72 |
| State Farm | $73 |
| Travelers | $73 |
| Dairyland | $87 |
Savings for Every Kind of Selbyville Driver
Based on our extensive insurance data, we know the average Selbyville driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $405 per year by choosing the right vehicle insurance company. Some Selbyville residents are paying out over $1,751 extra every year for auto insurance in Selbyville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Selbyville, DE Savings / Yr. |
|---|---|
$405 |
|
$685 |
|
$464 |
|
$400 |
|
$1,932 |
|
$412 |
|
$438 |
Selbyville Car Insurance vs. Delaware
People living in Selbyville pay an average of 5.84% less than the typical driver in the state. The average driver in Selbyville can expect to pay about $1,160 per year, or $1,751 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Selbyville for most people.
Car Insurance Prices by Selbyville Neighborhood
Insurance Prices
Where is insurance cheapest within Selbyville?
The map shows insurance prices in and around Selbyville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $98 per year within the city boundaries, with insurance premiums ranging from a high of $1,810 to a low of $1,712. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Selbyville.Pick the Best Car Insurance Company for You in Selbyville
The best car insurance provider for most drivers in Selbyville
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $405 over the average Selbyville car insurance company.
The best car insurance provider for Selbyville drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $685 over the competition.
The best car insurance company for Selbyville drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $464 better than other car insurance companies.
The best auto insurance for Selbyville drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $400 less each year.
The least expensive car insurance company for new and young drivers in Selbyville
In Selbyville, State Farm costs young drivers $1,932 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Selbyville
State Farm gave the largest car insurance discounts to married couples, averaging $412 saved each year compared to an average Selbyville couple's premiums.
The cheapest car insurance in Selbyville for drivers with bad credit
The best Selbyville car insurance company for customer service
Nationwide was the best company for customer service in Selbyville according to the NAIC.
Recent price drops
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The cheapest large national provider in Selbyville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Selbyville driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Selbyville, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Selbyville
What Influences the Cost of Car Insurance in Selbyville?
On average, car insurance in Selbyville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Selbyville is 30 minutes, which is a little less than average for a driver in the state.
- Delaware state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Selbyville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Selbyville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Selbyville is $97 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bishopville: Insurance costs 0.74% more
- Frankford: Insurance costs 0.34% more
- Millville: Insurance costs 1.71% less
- Fenwick Island: Insurance costs 4.80% less
- Ocean Pines: Insurance costs 1.43% less
- South Bethany: Insurance costs 3.48% less
- Showell: Insurance costs 1.20% less
- Ocean View: Insurance costs 0.06% less
- Ocean City: Insurance costs 2.11% more
- Bethany Beach: Insurance costs 1.31% less
Cities with Similar Populations
- Hamlet: Insurance costs 24.04% less
- Sparta: Insurance costs 2.23% less
- Southwest Ranches: Insurance costs 68.13% more
- Southside: Insurance costs 14.56% less
- Southborough: Insurance costs 12.85% less
- South Dartmouth: Insurance costs 5.65% less
- Hollister: Insurance costs 0.86% less
- Henrietta: Insurance costs 21.64% more
- Hawthorn Woods: Insurance costs 11.88% less
- Hastings-on-Hudson: Insurance costs 49.69% more