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Get Cheap Car Insurance in Hastings-on-Hudson, NY
We monitor insurance prices, helping the average driver in Hastings-on-Hudson save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Hastings-on-Hudson
The chart below shows the cheapest car insurance company in Hastings-on-Hudson for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Hastings-on-Hudson Insurer | Monthly Cost |
|---|---|
| Kemper | $96 |
| Plymouth Rock Assurance | $128 |
| Safeco Insurance | $138 |
| Geico | $144 |
Savings for Every Kind of Hastings-on-Hudson Driver
Based on our extensive insurance data, we know the average Hastings-on-Hudson driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $782 per year by choosing the right vehicle insurance company. Some Hastings-on-Hudson residents are paying out over $2,621 extra every year for auto insurance in Hastings-on-Hudson. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hastings-on-Hudson, NY Savings / Yr. |
|---|---|
$782 |
|
$498 |
|
$996 |
|
$1,007 |
|
$2,468 |
|
$826 |
|
$1,316 |
Hastings-on-Hudson Car Insurance vs. New York
People living in Hastings-on-Hudson pay an average of 8.10% more than the typical driver in the state. The average driver in Hastings-on-Hudson can expect to pay about $1,901 per year, or $2,621 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Hastings-on-Hudson for most people.
Car Insurance Prices by Hastings-on-Hudson Neighborhood
Insurance Prices
Where is insurance cheapest within Hastings-on-Hudson?
The map shows insurance prices in and around Hastings-on-Hudson, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $366 per year within the city boundaries, with insurance premiums ranging from a high of $2,841 to a low of $2,475. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Hastings-on-Hudson.Pick the Best Car Insurance Company for You in Hastings-on-Hudson
The best car insurance provider for most drivers in Hastings-on-Hudson
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $782 over the average Hastings-on-Hudson car insurance company.
The best car insurance provider for Hastings-on-Hudson drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $498 over the competition.
The best car insurance company for Hastings-on-Hudson drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $996 better than other car insurance companies.
The best auto insurance for Hastings-on-Hudson drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,007 less each year.
The least expensive car insurance company for new and young drivers in Hastings-on-Hudson
In Hastings-on-Hudson, Progressive costs young drivers $2,468 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hastings-on-Hudson
Progressive gave the largest car insurance discounts to married couples, averaging $826 saved each year compared to an average Hastings-on-Hudson couple's premiums.
The cheapest car insurance in Hastings-on-Hudson for drivers with bad credit
The best Hastings-on-Hudson car insurance company for customer service
Nationwide was the best company for customer service in Hastings-on-Hudson according to the NAIC.
Recent price drops
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The cheapest large national provider in Hastings-on-Hudson
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hastings-on-Hudson driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hastings-on-Hudson, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Hastings-on-Hudson
What Influences the Cost of Car Insurance in Hastings-on-Hudson?
On average, car insurance in Hastings-on-Hudson is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hastings-on-Hudson is 53 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hastings-on-Hudson are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Hastings-on-Hudson is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hastings-on-Hudson is $158 per month for minimum coverage and $218 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dobbs Ferry: Insurance costs 0.15% less
- Ardsley: Insurance costs 0.65% less
- Palisades: Insurance costs 4.35% less
- Rockleigh: Insurance costs 29.68% less
- Irvington: Insurance costs 2.06% less
- Tuckahoe: Insurance costs 3.13% more
- Sparkill: Insurance costs 0.69% less
- Yonkers: Insurance costs 16.33% more
- Eastchester: Insurance costs 2.40% less
- Alpine: Insurance costs 20.64% less
Cities with Similar Populations
- Pfafftown: Insurance costs 53.80% less
- Moscow Mills: Insurance costs 30.45% less
- Mount Horeb: Insurance costs 57.04% less
- Mount Rainier: Insurance costs 9.50% less
- Moyock: Insurance costs 53.57% less
- Mullins: Insurance costs 33.69% less
- Muncy: Insurance costs 50.48% less
- Munford: Insurance costs 44.64% less
- Myrtle Creek: Insurance costs 47.39% less
- Nashville: Insurance costs 38.00% less