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Get Cheap Car Insurance in Palisades, NY
We monitor insurance prices, helping the average driver in Palisades save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Palisades
The chart below shows the cheapest car insurance company in Palisades for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Palisades Insurer | Monthly Cost |
|---|---|
| Kemper | $92 |
| Plymouth Rock Assurance | $123 |
| Safeco Insurance | $132 |
| Geico | $138 |
Savings for Every Kind of Palisades Driver
Based on our extensive insurance data, we know the average Palisades driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $747 per year by choosing the right vehicle insurance company. Some Palisades residents are paying out over $2,507 extra every year for auto insurance in Palisades. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palisades, NY Savings / Yr. |
|---|---|
$747 |
|
$477 |
|
$952 |
|
$963 |
|
$2,360 |
|
$790 |
|
$1,258 |
Palisades Car Insurance vs. New York
People living in Palisades pay an average of 3.37% more than the typical driver in the state. The average driver in Palisades can expect to pay about $1,818 per year, or $2,507 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Palisades for most people.
Car Insurance Prices by Palisades Neighborhood
Insurance Prices
Where is insurance cheapest within Palisades?
The map shows insurance prices in and around Palisades, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $162 per year within the city boundaries, with insurance premiums ranging from a high of $2,575 to a low of $2,413. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Palisades.Pick the Best Car Insurance Company for You in Palisades
The best car insurance provider for most drivers in Palisades
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $747 over the average Palisades car insurance company.
The best car insurance provider for Palisades drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $477 over the competition.
The best car insurance company for Palisades drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $952 better than other car insurance companies.
The best auto insurance for Palisades drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $963 less each year.
The least expensive car insurance company for new and young drivers in Palisades
In Palisades, Progressive costs young drivers $2,360 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palisades
Progressive gave the largest car insurance discounts to married couples, averaging $790 saved each year compared to an average Palisades couple's premiums.
The cheapest car insurance in Palisades for drivers with bad credit
The best Palisades car insurance company for customer service
Recent price drops
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The cheapest large national provider in Palisades
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Palisades driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palisades, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Palisades
What Influences the Cost of Car Insurance in Palisades?
On average, car insurance in Palisades is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Palisades is 39 minutes, which is a little more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palisades are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Palisades is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Palisades is $152 per month for minimum coverage and $209 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rockleigh: Insurance costs 26.49% less
- Sparkill: Insurance costs 3.83% more
- Northvale: Insurance costs 25.37% less
- Tappan: Insurance costs 4.63% more
- Piermont: Insurance costs 4.23% more
- Norwood: Insurance costs 24.73% less
- Orangeburg: Insurance costs 2.47% more
- Old Tappan: Insurance costs 24.93% less
- Hastings-on-Hudson: Insurance costs 4.55% more
- Dobbs Ferry: Insurance costs 4.39% more
Cities with Similar Populations
- Fairgrove: Insurance costs 15.36% more
- Touchet: Insurance costs 47.31% less
- Greens Fork: Insurance costs 53.77% less
- Goldvein: Insurance costs 50.98% less
- Gibsland: Insurance costs 12.60% more
- Georgetown: Insurance costs 3.19% less
- Francisco: Insurance costs 53.41% less
- Fountain Green: Insurance costs 45.43% less
- Forest: Insurance costs 19.51% more
- Turin: Insurance costs 31.15% less