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Get Cheap Car Insurance in Northvale, NJ
We monitor insurance prices, helping the average driver in Northvale save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Northvale
The chart below shows the cheapest car insurance company in Northvale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Northvale Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Geico | $65 |
| Plymouth Rock Assurance | $79 |
| NJM | $94 |
Savings for Every Kind of Northvale Driver
Based on our extensive insurance data, we know the average Northvale driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $490 per year by choosing the right vehicle insurance company. Some Northvale residents are paying out over $1,871 extra every year for auto insurance in Northvale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northvale, NJ Savings / Yr. |
|---|---|
$490 |
|
$910 |
|
$699 |
|
$603 |
|
$2,420 |
|
$472 |
|
$734 |
Northvale Car Insurance vs. New Jersey
People living in Northvale pay an average of 3.03% more than the typical driver in the state. The average driver in Northvale can expect to pay about $1,116 per year, or $1,871 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Northvale for most people.
Car Insurance Prices by Northvale Neighborhood
Insurance Prices
Where is insurance cheapest within Northvale?
The map shows insurance prices in and around Northvale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,887 to a low of $1,843. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Northvale.Pick the Best Car Insurance Company for You in Northvale
The best car insurance provider for most drivers in Northvale
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $490 over the average Northvale car insurance company.
The best car insurance provider for Northvale drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $910 over the competition.
The best car insurance company for Northvale drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $699 better than other car insurance companies.
The best auto insurance for Northvale drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $603 less each year.
The least expensive car insurance company for new and young drivers in Northvale
In Northvale, Geico costs young drivers $2,420 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northvale
Geico gave the largest car insurance discounts to married couples, averaging $472 saved each year compared to an average Northvale couple's premiums.
The cheapest car insurance in Northvale for drivers with bad credit
The best Northvale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Northvale
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Northvale driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northvale, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Northvale
What Influences the Cost of Car Insurance in Northvale?
On average, car insurance in Northvale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Northvale is 38 minutes, which is about the national average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northvale are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Northvale is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Northvale is $93 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rockleigh: Insurance costs 1.50% less
- Norwood: Insurance costs 0.86% more
- Tappan: Insurance costs 40.19% more
- Palisades: Insurance costs 33.99% more
- Old Tappan: Insurance costs 0.59% more
- Sparkill: Insurance costs 39.12% more
- Harrington Park: Insurance costs 0.05% less
- Orangeburg: Insurance costs 37.31% more
- Closter: Insurance costs 7.32% more
- Piermont: Insurance costs 39.66% more
Cities with Similar Populations
- Milbank: Insurance costs 18.07% less
- Mohawk: Insurance costs 14.86% more
- Minster: Insurance costs 45.16% less
- Minot Afb: Insurance costs 20.36% less
- Minocqua: Insurance costs 38.00% less
- Mingo Junction: Insurance costs 41.26% less
- Minersville: Insurance costs 28.43% less
- Mineralwells: Insurance costs 21.27% less
- Mineral Ridge: Insurance costs 41.64% less
- Mineral Point: Insurance costs 39.60% less