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Get Cheap Car Insurance in Big Island, LA
We monitor insurance prices, helping the average driver in Big Island save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Big Island
The chart below shows the cheapest car insurance company in Big Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Big Island Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $109 |
| State Farm | $128 |
| Safeco Insurance | $130 |
| Clearcover | $143 |
Savings for Every Kind of Big Island Driver
Based on our extensive insurance data, we know the average Big Island driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $834 per year by choosing the right vehicle insurance company. Some Big Island residents are paying out over $2,998 extra every year for auto insurance in Big Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Big Island, LA Savings / Yr. |
|---|---|
$834 |
|
$1,463 |
|
$1,041 |
|
$1,570 |
|
$2,490 |
|
$773 |
|
$1,329 |
Big Island Car Insurance vs. Louisiana
People living in Big Island pay an average of 0.50% less than the typical driver in the state. The average driver in Big Island can expect to pay about $1,896 per year, or $2,998 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Big Island for most people.
Car Insurance Prices by Big Island Neighborhood
Insurance Prices
Where is insurance cheapest within Big Island?
The map shows insurance prices in and around Big Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $81 per year within the city boundaries, with insurance premiums ranging from a high of $3,066 to a low of $2,985. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Big Island.Pick the Best Car Insurance Company for You in Big Island
The best car insurance provider for most drivers in Big Island
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $834 over the average Big Island car insurance company.
The best car insurance provider for Big Island drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,463 over the competition.
The best car insurance company for Big Island drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,041 better than other car insurance companies.
The best auto insurance for Big Island drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,570 less each year.
The least expensive car insurance company for new and young drivers in Big Island
In Big Island, Farm Bureau costs young drivers $2,490 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Big Island
Farm Bureau gave the largest car insurance discounts to married couples, averaging $773 saved each year compared to an average Big Island couple's premiums.
The cheapest car insurance in Big Island for drivers with bad credit
The best Big Island car insurance company for customer service
Nationwide was the best company for customer service in Big Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Big Island
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Big Island driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Big Island, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Big Island
What Influences the Cost of Car Insurance in Big Island?
On average, car insurance in Big Island is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Big Island are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Big Island has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Big Island is $158 per month for minimum coverage and $250 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Deville: Insurance costs 1.27% more
- Buckeye: Insurance costs 0.20% more
- Center Point: Insurance costs 1.00% more
- Vick: Insurance costs 2.27% more
- Holloway: Insurance costs 3.40% more
- Kolin: Insurance costs 0.63% more
- Effie: Insurance costs 2.23% more
- Pineville: Insurance costs 0.60% more
- Ball: Insurance costs 0.87% more
- Larto: Insurance costs 1.33% less
Cities with Similar Populations
- Gulf Hammock: Insurance costs 19.61% less
- Mabel: Insurance costs 19.11% less
- Indian Pass: Insurance costs 24.98% less
- Swaledale: Insurance costs 60.07% less
- Match: Insurance costs 40.76% less
- Greenstreet: Insurance costs 40.06% less
- Greenland: Insurance costs 2.07% less
- Grasshopper Junction: Insurance costs 43.40% less
- Grand Mound: Insurance costs 54.77% less
- Grand Marais: Insurance costs 8.44% less