Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Big Laurel, KY
We monitor insurance prices, helping the average driver in Big Laurel save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Big Laurel
The chart below shows the cheapest car insurance company in Big Laurel for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Big Laurel Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $65 |
| State Farm | $65 |
| Travelers | $95 |
| Geico | $102 |
Savings for Every Kind of Big Laurel Driver
Based on our extensive insurance data, we know the average Big Laurel driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $576 per year by choosing the right vehicle insurance company. Some Big Laurel residents are paying out over $2,280 extra every year for auto insurance in Big Laurel. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Big Laurel, KY Savings / Yr. |
|---|---|
$576 |
|
$944 |
|
$930 |
|
$940 |
|
$1,861 |
|
$623 |
|
$998 |
Big Laurel Car Insurance vs. Kentucky
People living in Big Laurel pay an average of 6.84% more than the typical driver in the state. The average driver in Big Laurel can expect to pay about $1,174 per year, or $2,280 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Big Laurel for most people.
Car Insurance Prices by Big Laurel Neighborhood
Insurance Prices
Where is insurance cheapest within Big Laurel?
The map shows insurance prices in and around Big Laurel, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $135 per year within the city boundaries, with insurance premiums ranging from a high of $2,398 to a low of $2,263. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Big Laurel.Pick the Best Car Insurance Company for You in Big Laurel
The best car insurance provider for most drivers in Big Laurel
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $576 over the average Big Laurel car insurance company.
The best car insurance provider for Big Laurel drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $944 over the competition.
The best car insurance company for Big Laurel drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $930 better than other car insurance companies.
The best auto insurance for Big Laurel drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $940 less each year.
The least expensive car insurance company for new and young drivers in Big Laurel
In Big Laurel, State Farm costs young drivers $1,861 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Big Laurel
State Farm gave the largest car insurance discounts to married couples, averaging $623 saved each year compared to an average Big Laurel couple's premiums.
The cheapest car insurance in Big Laurel for drivers with bad credit
The best Big Laurel car insurance company for customer service
Nationwide was the best company for customer service in Big Laurel according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Big Laurel, which was better than other insurers.
The cheapest large national provider in Big Laurel
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Big Laurel driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Big Laurel, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Big Laurel
What Influences the Cost of Car Insurance in Big Laurel?
On average, car insurance in Big Laurel is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Big Laurel is 58 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Big Laurel are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Big Laurel is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Big Laurel is $98 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Napier: Insurance costs 2.98% more
- Putney: Insurance costs 2.19% less
- Totz: Insurance costs 1.40% less
- Big Rock: Insurance costs 1.58% more
- Leatherwood: Insurance costs 5.92% more
- Lejunior: Insurance costs 1.49% more
- Rosspoint: Insurance costs 3.73% less
- Dione: Insurance costs 1.45% less
- Yeaddiss: Insurance costs 1.93% more
- Louellen: Insurance costs 0.44% more
Cities with Similar Populations
- Joplin: Insurance costs 26.89% less
- Limekiln: Insurance costs 41.84% less
- Lick Creek: Insurance costs 35.31% less
- Lewisburg: Insurance costs 32.41% more
- Leslie: Insurance costs 33.99% less
- Lenox: Insurance costs 40.70% less
- Toms Place: Insurance costs 17.72% less
- Leeds: Insurance costs 27.63% less
- Topsey: Insurance costs 29.69% less
- Tow: Insurance costs 27.81% less