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Get Cheap Car Insurance in Leatherwood, KY
We monitor insurance prices, helping the average driver in Leatherwood save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Leatherwood
The chart below shows the cheapest car insurance company in Leatherwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Leatherwood Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $69 |
| State Farm | $69 |
| Travelers | $101 |
| Geico | $108 |
Savings for Every Kind of Leatherwood Driver
Based on our extensive insurance data, we know the average Leatherwood driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $610 per year by choosing the right vehicle insurance company. Some Leatherwood residents are paying out over $2,415 extra every year for auto insurance in Leatherwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Leatherwood, KY Savings / Yr. |
|---|---|
$610 |
|
$1,000 |
|
$985 |
|
$996 |
|
$1,971 |
|
$660 |
|
$1,057 |
Leatherwood Car Insurance vs. Kentucky
People living in Leatherwood pay an average of 13.16% more than the typical driver in the state. The average driver in Leatherwood can expect to pay about $1,244 per year, or $2,415 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Leatherwood for most people.
Car Insurance Prices by Leatherwood Neighborhood
Insurance Prices
Where is insurance cheapest within Leatherwood?
The map shows insurance prices in and around Leatherwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,415 to a low of $2,415. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of Leatherwood.Pick the Best Car Insurance Company for You in Leatherwood
The best car insurance provider for most drivers in Leatherwood
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $610 over the average Leatherwood car insurance company.
The best car insurance provider for Leatherwood drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,000 over the competition.
The best car insurance company for Leatherwood drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $985 better than other car insurance companies.
The best auto insurance for Leatherwood drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $996 less each year.
The least expensive car insurance company for new and young drivers in Leatherwood
In Leatherwood, State Farm costs young drivers $1,971 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Leatherwood
State Farm gave the largest car insurance discounts to married couples, averaging $660 saved each year compared to an average Leatherwood couple's premiums.
The cheapest car insurance in Leatherwood for drivers with bad credit
The best Leatherwood car insurance company for customer service
Nationwide was the best company for customer service in Leatherwood according to the NAIC.
Recent price drops
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The cheapest large national provider in Leatherwood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Leatherwood driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Leatherwood, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Leatherwood
What Influences the Cost of Car Insurance in Leatherwood?
On average, car insurance in Leatherwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Leatherwood is 46 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Leatherwood are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Leatherwood has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Leatherwood is $104 per month for minimum coverage and $201 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Slemp: Insurance costs the same
- Big Rock: Insurance costs 4.10% less
- Delphia: Insurance costs 0.04% less
- Yeaddiss: Insurance costs 3.77% less
- Daisy: Insurance costs the same
- Big Laurel: Insurance costs 5.59% less
- Cornettsville: Insurance costs 3.35% less
- Gordon: Insurance costs 7.00% less
- Dione: Insurance costs 6.96% less
- Smilax: Insurance costs 2.77% less
Cities with Similar Populations
- Prudence Park: Insurance costs 6.67% less
- Phillippy: Insurance costs 40.25% less
- Phillis: Insurance costs 47.95% less
- Pickelville: Insurance costs 43.93% less
- Pigeon: Insurance costs 42.36% less
- Pin Oak Acres: Insurance costs 28.74% less
- Pine: Insurance costs 55.36% less
- Plantation Island: Insurance costs 5.01% less
- Prospect Heights: Insurance costs 13.17% less
- Prosperity: Insurance costs 28.28% less