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Get Cheap Car Insurance in Big Sur, CA
We monitor insurance prices, helping the average driver in Big Sur save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Big Sur
The chart below shows the cheapest car insurance company in Big Sur for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Big Sur Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Progressive | $54 |
| Travelers | $56 |
Savings for Every Kind of Big Sur Driver
Based on our extensive insurance data, we know the average Big Sur driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $573 per year by choosing the right vehicle insurance company. Some Big Sur residents are paying out over $1,791 extra every year for auto insurance in Big Sur. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Big Sur, CA Savings / Yr. |
|---|---|
$573 |
|
$1,049 |
|
$829 |
|
$1,457 |
|
$748 |
|
$325 |
|
$0 |
Big Sur Car Insurance vs. California
People living in Big Sur pay an average of 10.83% less than the typical driver in the state. The average driver in Big Sur can expect to pay about $838 per year, or $1,791 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Big Sur for most people.
Car Insurance Prices by Big Sur Neighborhood
Insurance Prices
Where is insurance cheapest within Big Sur?
The map shows insurance prices in and around Big Sur, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $1,809 to a low of $1,791. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Big Sur.Pick the Best Car Insurance Company for You in Big Sur
The best car insurance provider for most drivers in Big Sur
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $573 over the average Big Sur car insurance company.
The best car insurance provider for Big Sur drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,049 over the competition.
The best car insurance company for Big Sur drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $829 better than other car insurance companies.
The best auto insurance for Big Sur drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,457 less each year.
The least expensive car insurance company for new and young drivers in Big Sur
In Big Sur, State Farm costs young drivers $748 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Big Sur
Progressive gave the largest car insurance discounts to married couples, averaging $325 saved each year compared to an average Big Sur couple's premiums.
The cheapest car insurance in Big Sur for drivers with bad credit
The best Big Sur car insurance company for customer service
Recent price drops
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The cheapest large national provider in Big Sur
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Big Sur driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Big Sur, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Big Sur
What Influences the Cost of Car Insurance in Big Sur?
On average, car insurance in Big Sur is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Big Sur is 23 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Big Sur are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Big Sur is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Big Sur is $70 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Posts: Insurance costs the same
- Jamesburg: Insurance costs 4.75% more
- Greenfield: Insurance costs 16.75% more
- Metz: Insurance costs 2.57% more
- King City: Insurance costs 13.07% more
- San Lucas: Insurance costs 0.61% more
- Lonoak: Insurance costs 3.41% more
- Coalinga: Insurance costs 11.84% more
- Turk: Insurance costs 6.31% more
- Five Points: Insurance costs 4.41% more
Cities with Similar Populations
- Lynx: Insurance costs 34.84% less
- Eula: Insurance costs 7.98% less
- Farber: Insurance costs 0.78% more
- Malone: Insurance costs 10.94% less
- Malo: Insurance costs 25.63% less
- Steedman: Insurance costs 0.34% less
- Makaha: Insurance costs 20.32% less
- Flagg Center: Insurance costs 19.15% less
- Staunton: Insurance costs 40.54% less
- Foster: Insurance costs 20.77% less