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Get Cheap Car Insurance in San Lucas, CA
We monitor insurance prices, helping the average driver in San Lucas save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in San Lucas
The chart below shows the cheapest car insurance company in San Lucas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| San Lucas Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Progressive | $55 |
| Travelers | $56 |
Savings for Every Kind of San Lucas Driver
Based on our extensive insurance data, we know the average San Lucas driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $576 per year by choosing the right vehicle insurance company. Some San Lucas residents are paying out over $1,802 extra every year for auto insurance in San Lucas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
San Lucas, CA Savings / Yr. |
|---|---|
$576 |
|
$1,055 |
|
$834 |
|
$1,466 |
|
$753 |
|
$327 |
|
$0 |
San Lucas Car Insurance vs. California
People living in San Lucas pay an average of 10.28% less than the typical driver in the state. The average driver in San Lucas can expect to pay about $843 per year, or $1,802 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in San Lucas for most people.
Car Insurance Prices by San Lucas Neighborhood
Insurance Prices
Where is insurance cheapest within San Lucas?
The map shows insurance prices in and around San Lucas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $1,813 to a low of $1,781. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of San Lucas.Pick the Best Car Insurance Company for You in San Lucas
The best car insurance provider for most drivers in San Lucas
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $576 over the average San Lucas car insurance company.
The best car insurance provider for San Lucas drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,055 over the competition.
The best car insurance company for San Lucas drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $834 better than other car insurance companies.
The best auto insurance for San Lucas drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,466 less each year.
The least expensive car insurance company for new and young drivers in San Lucas
In San Lucas, State Farm costs young drivers $753 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in San Lucas
Progressive gave the largest car insurance discounts to married couples, averaging $327 saved each year compared to an average San Lucas couple's premiums.
The cheapest car insurance in San Lucas for drivers with bad credit
The best San Lucas car insurance company for customer service
Recent price drops
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The cheapest large national provider in San Lucas
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average San Lucas driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In San Lucas, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around San Lucas
What Influences the Cost of Car Insurance in San Lucas?
On average, car insurance in San Lucas is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in San Lucas is 26 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in San Lucas are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- San Lucas is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in San Lucas is $70 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- King City: Insurance costs 12.38% more
- Jolon: Insurance costs 0.17% less
- San Ardo: Insurance costs 1.17% less
- Lonoak: Insurance costs 2.77% more
- Lucia: Insurance costs 0.61% less
- Coalinga: Insurance costs 11.15% more
- Posts: Insurance costs 0.61% less
- Big Sur: Insurance costs 0.61% less
- Turk: Insurance costs 5.66% more
- Huron: Insurance costs 16.26% more
Cities with Similar Populations
- Topmost: Insurance costs 31.19% more
- Taylorsville: Insurance costs 24.81% less
- Telogia: Insurance costs 30.47% more
- Templeton: Insurance costs 30.97% less
- Thomas Landing: Insurance costs 33.91% less
- Tihonet: Insurance costs 12.38% less
- Tipton Ford: Insurance costs 3.16% less
- Todd: Insurance costs 23.70% less
- Todds Mill: Insurance costs 19.53% less
- Tokio: Insurance costs 19.09% less