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Get Cheap Car Insurance in Binghamton, CA
We monitor insurance prices, helping the average driver in Binghamton save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Binghamton
The chart below shows the cheapest car insurance company in Binghamton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Binghamton Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $56 |
| Progressive | $60 |
| Travelers | $62 |
Savings for Every Kind of Binghamton Driver
Based on our extensive insurance data, we know the average Binghamton driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $631 per year by choosing the right vehicle insurance company. Some Binghamton residents are paying out over $1,975 extra every year for auto insurance in Binghamton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Binghamton, CA Savings / Yr. |
|---|---|
$631 |
|
$1,157 |
|
$915 |
|
$1,607 |
|
$825 |
|
$358 |
|
$0 |
Binghamton Car Insurance vs. California
People living in Binghamton pay an average of 1.65% less than the typical driver in the state. The average driver in Binghamton can expect to pay about $924 per year, or $1,975 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Binghamton for most people.
Car Insurance Prices by Binghamton Neighborhood
Insurance Prices
Where is insurance cheapest within Binghamton?
The map shows insurance prices in and around Binghamton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $25 per year within the city boundaries, with insurance premiums ranging from a high of $1,978 to a low of $1,953. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Binghamton.Pick the Best Car Insurance Company for You in Binghamton
The best car insurance provider for most drivers in Binghamton
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $631 over the average Binghamton car insurance company.
The best car insurance provider for Binghamton drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,157 over the competition.
The best car insurance company for Binghamton drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $915 better than other car insurance companies.
The best auto insurance for Binghamton drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,607 less each year.
The least expensive car insurance company for new and young drivers in Binghamton
In Binghamton, State Farm costs young drivers $825 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Binghamton
Progressive gave the largest car insurance discounts to married couples, averaging $358 saved each year compared to an average Binghamton couple's premiums.
The cheapest car insurance in Binghamton for drivers with bad credit
The best Binghamton car insurance company for customer service
Nationwide was the best company for customer service in Binghamton according to the NAIC.
Recent price drops
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The cheapest large national provider in Binghamton
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Binghamton driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Binghamton, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Binghamton
What Influences the Cost of Car Insurance in Binghamton?
On average, car insurance in Binghamton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Binghamton is 31 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Binghamton are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Binghamton is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Binghamton is $77 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elmira: Insurance costs 0.61% less
- Dixon: Insurance costs 1.67% more
- Travis Afb: Insurance costs 4.46% more
- Denverton: Insurance costs 1.06% less
- Vacaville: Insurance costs 3.70% more
- Yolano: Insurance costs 2.08% less
- Howard Landing: Insurance costs 1.57% less
- Suisun City: Insurance costs 8.76% more
- Paintersville: Insurance costs 3.59% less
- Fairfield: Insurance costs 6.33% more
Cities with Similar Populations
- West Augusta: Insurance costs 40.30% less
- Gluek: Insurance costs 22.13% less
- Ophir: Insurance costs 29.92% less
- Oplin: Insurance costs 16.35% less
- Glenfawn: Insurance costs 15.90% less
- Weldon: Insurance costs 43.04% more
- Wellington Heights: Insurance costs 25.11% less
- Glen Allan: Insurance costs 15.09% less
- Gladden: Insurance costs 9.67% less
- Gilark: Insurance costs 42.23% more