Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Black Lick, OH
We monitor insurance prices, helping the average driver in Black Lick save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Black Lick
The chart below shows the cheapest car insurance company in Black Lick for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Black Lick Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Safeco Insurance | $52 |
| Travelers | $53 |
| Mile Auto | $55 |
Savings for Every Kind of Black Lick Driver
Based on our extensive insurance data, we know the average Black Lick driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $321 per year by choosing the right vehicle insurance company. Some Black Lick residents are paying out over $1,214 extra every year for auto insurance in Black Lick. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Black Lick, OH Savings / Yr. |
|---|---|
$321 |
|
$545 |
|
$461 |
|
$492 |
|
$1,178 |
|
$335 |
|
$470 |
Black Lick Car Insurance vs. Ohio
People living in Black Lick pay an average of 7.97% more than the typical driver in the state. The average driver in Black Lick can expect to pay about $820 per year, or $1,214 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Black Lick for most people.
Car Insurance Prices by Black Lick Neighborhood
Insurance Prices
Where is insurance cheapest within Black Lick?
The map shows insurance prices in and around Black Lick, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $290 per year within the city boundaries, with insurance premiums ranging from a high of $1,397 to a low of $1,107. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Black Lick.Pick the Best Car Insurance Company for You in Black Lick
The best car insurance provider for most drivers in Black Lick
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $321 over the average Black Lick car insurance company.
The best car insurance provider for Black Lick drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $545 over the competition.
The best car insurance company for Black Lick drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $461 better than other car insurance companies.
The best auto insurance for Black Lick drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $492 less each year.
The least expensive car insurance company for new and young drivers in Black Lick
In Black Lick, Geico costs young drivers $1,178 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Black Lick
State Farm gave the largest car insurance discounts to married couples, averaging $335 saved each year compared to an average Black Lick couple's premiums.
The cheapest car insurance in Black Lick for drivers with bad credit
The best Black Lick car insurance company for customer service
Nationwide was the best company for customer service in Black Lick according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Black Lick, which was better than other insurers.
The cheapest large national provider in Black Lick
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Black Lick driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Black Lick, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Black Lick
What Influences the Cost of Car Insurance in Black Lick?
On average, car insurance in Black Lick is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Black Lick is 31 minutes, which is about the national average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Black Lick are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Black Lick is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Black Lick is $68 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Reynoldsburg: Insurance costs 3.29% more
- Gahanna: Insurance costs 3.62% less
- Whitehall: Insurance costs 6.43% more
- New Albany: Insurance costs 4.28% less
- Pataskala: Insurance costs 6.75% less
- Etna: Insurance costs 7.25% less
- Brice: Insurance costs 13.51% more
- Jersey: Insurance costs 8.07% less
- Pickerington: Insurance costs 0.33% more
- Bexley: Insurance costs 1.89% less
Cities with Similar Populations
- Laplace: Insurance costs 181.22% more
- Quakertown: Insurance costs 13.59% more
- Pullman: Insurance costs 12.93% more
- Port Chester: Insurance costs 146.21% more
- Oakdale: Insurance costs 68.37% more
- Oak Ridge: Insurance costs 13.59% more
- Marysville: Insurance costs 9.47% less
- Maple Valley: Insurance costs 29.08% more
- Long Branch: Insurance costs 59.97% more
- Lewis Center: Insurance costs 4.37% less