Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Blackwood, NJ
We monitor insurance prices, helping the average driver in Blackwood save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Blackwood
The chart below shows the cheapest car insurance company in Blackwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Blackwood Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Geico | $63 |
| Plymouth Rock Assurance | $78 |
| NJM | $92 |
Savings for Every Kind of Blackwood Driver
Based on our extensive insurance data, we know the average Blackwood driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $478 per year by choosing the right vehicle insurance company. Some Blackwood residents are paying out over $1,825 extra every year for auto insurance in Blackwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Blackwood, NJ Savings / Yr. |
|---|---|
$478 |
|
$888 |
|
$681 |
|
$588 |
|
$2,361 |
|
$460 |
|
$716 |
Blackwood Car Insurance vs. New Jersey
People living in Blackwood pay an average of 0.51% more than the typical driver in the state. The average driver in Blackwood can expect to pay about $1,089 per year, or $1,825 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Blackwood for most people.
Car Insurance Prices by Blackwood Neighborhood
Insurance Prices
Where is insurance cheapest within Blackwood?
The map shows insurance prices in and around Blackwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $389 per year within the city boundaries, with insurance premiums ranging from a high of $2,129 to a low of $1,740. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Blackwood.Pick the Best Car Insurance Company for You in Blackwood
The best car insurance provider for most drivers in Blackwood
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $478 over the average Blackwood car insurance company.
The best car insurance provider for Blackwood drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $888 over the competition.
The best car insurance company for Blackwood drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $681 better than other car insurance companies.
The best auto insurance for Blackwood drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $588 less each year.
The least expensive car insurance company for new and young drivers in Blackwood
In Blackwood, Geico costs young drivers $2,361 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Blackwood
Geico gave the largest car insurance discounts to married couples, averaging $460 saved each year compared to an average Blackwood couple's premiums.
The cheapest car insurance in Blackwood for drivers with bad credit
The best Blackwood car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Blackwood, which was better than other insurers.
The cheapest large national provider in Blackwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Blackwood driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Blackwood, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Blackwood
What Influences the Cost of Car Insurance in Blackwood?
On average, car insurance in Blackwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Blackwood are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Blackwood is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Blackwood is $91 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Grenloch: Insurance costs 1.81% more
- Sewell: Insurance costs 0.82% less
- Clementon: Insurance costs 7.29% more
- Pine Hill: Insurance costs 2.03% more
- Laurel Springs: Insurance costs 1.86% less
- Stratford: Insurance costs 1.21% more
- Glendora: Insurance costs 2.52% less
- Hi-Nella: Insurance costs 0.88% more
- Somerdale: Insurance costs 2.25% more
- Lindenwold: Insurance costs 6.36% more
Cities with Similar Populations
- Holyoke: Insurance costs 4.77% less
- Belton: Insurance costs 11.51% less
- Braintree Town: Insurance costs 1.64% less
- Brighton: Insurance costs 21.26% more
- Calexico: Insurance costs 14.30% more
- Carlsbad: Insurance costs 20.33% less
- West Babylon: Insurance costs 51.78% more
- Huber Heights: Insurance costs 37.59% less
- College Park: Insurance costs 14.08% more
- Sewell: Insurance costs 0.82% less