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Get Cheap Car Insurance in Blanchard, LA
We monitor insurance prices, helping the average driver in Blanchard save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Blanchard
The chart below shows the cheapest car insurance company in Blanchard for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Blanchard Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $100 |
| State Farm | $118 |
| Safeco Insurance | $119 |
| Clearcover | $132 |
Savings for Every Kind of Blanchard Driver
Based on our extensive insurance data, we know the average Blanchard driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $768 per year by choosing the right vehicle insurance company. Some Blanchard residents are paying out over $2,761 extra every year for auto insurance in Blanchard. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Blanchard, LA Savings / Yr. |
|---|---|
$768 |
|
$1,347 |
|
$959 |
|
$1,446 |
|
$2,294 |
|
$712 |
|
$1,224 |
Blanchard Car Insurance vs. Louisiana
People living in Blanchard pay an average of 8.36% less than the typical driver in the state. The average driver in Blanchard can expect to pay about $1,747 per year, or $2,761 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Blanchard for most people.
Car Insurance Prices by Blanchard Neighborhood
Insurance Prices
Where is insurance cheapest within Blanchard?
The map shows insurance prices in and around Blanchard, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $177 per year within the city boundaries, with insurance premiums ranging from a high of $2,856 to a low of $2,679. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Blanchard.Pick the Best Car Insurance Company for You in Blanchard
The best car insurance provider for most drivers in Blanchard
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $768 over the average Blanchard car insurance company.
The best car insurance provider for Blanchard drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,347 over the competition.
The best car insurance company for Blanchard drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $959 better than other car insurance companies.
The best auto insurance for Blanchard drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,446 less each year.
The least expensive car insurance company for new and young drivers in Blanchard
In Blanchard, Farm Bureau costs young drivers $2,294 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Blanchard
Farm Bureau gave the largest car insurance discounts to married couples, averaging $712 saved each year compared to an average Blanchard couple's premiums.
The cheapest car insurance in Blanchard for drivers with bad credit
The best Blanchard car insurance company for customer service
Recent price drops
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The cheapest large national provider in Blanchard
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Blanchard driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Blanchard, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Blanchard
What Influences the Cost of Car Insurance in Blanchard?
On average, car insurance in Blanchard is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Blanchard is 31 minutes, which is a little less than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Blanchard are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Blanchard is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Blanchard is $146 per month for minimum coverage and $230 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mooringsport: Insurance costs 1.23% less
- Lakeview: Insurance costs 0.72% less
- Sentell: Insurance costs 1.67% more
- Ferry Lake: Insurance costs 1.23% less
- Dixie: Insurance costs 1.34% more
- Belcher: Insurance costs 0.51% more
- Oil City: Insurance costs 2.06% less
- Cavett: Insurance costs 0.65% more
- Benton: Insurance costs 1.20% more
- Bossier City: Insurance costs 1.20% more
Cities with Similar Populations
- Acton: Insurance costs 25.97% less
- Williamstown: Insurance costs 45.49% less
- Moneta: Insurance costs 56.54% less
- Moosic: Insurance costs 50.27% less
- Mooresboro: Insurance costs 55.23% less
- Moores Mill: Insurance costs 44.48% less
- Moore Haven: Insurance costs 8.08% less
- Montpelier: Insurance costs 55.74% less
- Monticello: Insurance costs 49.40% less
- Monterey: Insurance costs 51.50% less