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Get Cheap Car Insurance in Blossvale, NY

We monitor insurance prices, helping the average driver in Blossvale save up to 32.6% on car insurance.

 

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The Cheapest Minimum Coverage in Blossvale

The chart below shows the cheapest car insurance company in Blossvale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.

 
Blossvale Insurer Monthly Cost
Kemper $80
Plymouth Rock Assurance $106
Safeco Insurance $114
Geico $119

Savings for Every Kind of Blossvale Driver

The table shows how much the average auto insurance customer in Blossvale might save by following our recommendations.

Based on our extensive insurance data, we know the average Blossvale driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $645 per year by choosing the right vehicle insurance company. Some Blossvale residents are paying out over $2,163 extra every year for auto insurance in Blossvale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Blossvale, NY Savings / Yr.
Drivers with good records
$645
Drivers with accidents
$411
Drivers with speeding tickets
$822
Drivers with a DUI conviction
$831
Young drivers
$2,037
Married drivers
$682
Drivers with bad credit
$1,086

Blossvale Car Insurance vs. New York

People living in Blossvale pay an average of 10.80% less than the typical driver in the state. The average driver in Blossvale can expect to pay about $1,569 per year, or $2,163 for full coverage.

Based on our analysis, Kemper will be the cheapest provider in Blossvale for most people.

Car Insurance Prices by Blossvale Neighborhood

Blossvale, NY map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Blossvale?

The map shows insurance prices in and around Blossvale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $429 per year within the city boundaries, with insurance premiums ranging from a high of $2,490 to a low of $2,061. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Blossvale.

Pick the Best Car Insurance Company for You in Blossvale

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Blossvale insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Blossvale

For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $645 over the average Blossvale car insurance company.

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We use the average good driver, paying $127 per month, as our baseline for pricing in Blossvale. Kemper, Erie Insurance, and Plymouth Rock Assurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Blossvale drivers with accidents on their records

In Blossvale getting into an accident will raise premiums an average 5.2% for a yearly cost of $2,283. That's $120 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Progressive, and Kemper are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $411 over the competition.

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The best car insurance company for Blossvale drivers with speeding tickets

>Kemper gave the average person with a speeding ticket the most savings, averaging $822 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Blossvale, tickets raise premiums on new quotes about $467. If you have a speeding ticket, we recommend Progressive, Kemper, and Plymouth Rock Assurance for savings that beat the average insurance cost of $2,630 per year.

The best auto insurance for Blossvale drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,975 per year in auto insurance premiums, which was $812 more than a driver with no major issues. Progressive, Travelers, and Plymouth Rock Assurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $831 less each year.

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The least expensive car insurance company for new and young drivers in Blossvale

In Blossvale, Progressive costs young drivers $2,037 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 66% more for insurance than more mature drivers in Blossvale. With an average cost of $6,374 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Progressive try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Blossvale

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $74. State Farm, Geico, and Progressive provided the largest discounts to couples living in Blossvale.

Progressive gave the largest car insurance discounts to married couples, averaging $682 saved each year compared to an average Blossvale couple's premiums.

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The cheapest car insurance in Blossvale for drivers with bad credit

People with poor credit saved an average of $1,086 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,373 every year. Premiums for people with poor credit were about $3,536 in Blossvale. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Allstate, and Plymouth Rock Assurance.

The best Blossvale car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Blossvale, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Blossvale.

Nationwide was the best company for customer service in Blossvale according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Blossvale, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Blossvale. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Blossvale

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 12% of Blossvale residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Blossvale driver can expect to pay about $183 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Blossvale, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.
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Auto Insurance Prices in and Around Blossvale

What Influences the Cost of Car Insurance in Blossvale?

On average, car insurance in Blossvale is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Blossvale is 33 minutes, which is about the national average for a driver in the state.
  • New York state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Blossvale are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
  • Blossvale is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Blossvale is $131 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Blossvale driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Blossvale with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.