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Get Cheap Car Insurance in Sylvan Beach, NY
We monitor insurance prices, helping the average driver in Sylvan Beach save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Sylvan Beach
The chart below shows the cheapest car insurance company in Sylvan Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Sylvan Beach Insurer | Monthly Cost |
|---|---|
| Kemper | $84 |
| Plymouth Rock Assurance | $111 |
| Safeco Insurance | $120 |
| Geico | $125 |
Savings for Every Kind of Sylvan Beach Driver
Based on our extensive insurance data, we know the average Sylvan Beach driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $679 per year by choosing the right vehicle insurance company. Some Sylvan Beach residents are paying out over $2,276 extra every year for auto insurance in Sylvan Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sylvan Beach, NY Savings / Yr. |
|---|---|
$679 |
|
$433 |
|
$864 |
|
$875 |
|
$2,143 |
|
$717 |
|
$1,142 |
Sylvan Beach Car Insurance vs. New York
People living in Sylvan Beach pay an average of 6.15% less than the typical driver in the state. The average driver in Sylvan Beach can expect to pay about $1,651 per year, or $2,276 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Sylvan Beach for most people.
Car Insurance Prices by Sylvan Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Sylvan Beach?
The map shows insurance prices in and around Sylvan Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,276 to a low of $2,276. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Sylvan Beach.Pick the Best Car Insurance Company for You in Sylvan Beach
The best car insurance provider for most drivers in Sylvan Beach
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $679 over the average Sylvan Beach car insurance company.
The best car insurance provider for Sylvan Beach drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $433 over the competition.
The best car insurance company for Sylvan Beach drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $864 better than other car insurance companies.
The best auto insurance for Sylvan Beach drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $875 less each year.
The least expensive car insurance company for new and young drivers in Sylvan Beach
In Sylvan Beach, Progressive costs young drivers $2,143 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sylvan Beach
Progressive gave the largest car insurance discounts to married couples, averaging $717 saved each year compared to an average Sylvan Beach couple's premiums.
The cheapest car insurance in Sylvan Beach for drivers with bad credit
The best Sylvan Beach car insurance company for customer service
Nationwide was the best company for customer service in Sylvan Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Sylvan Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Sylvan Beach driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sylvan Beach, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Sylvan Beach
What Influences the Cost of Car Insurance in Sylvan Beach?
On average, car insurance in Sylvan Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sylvan Beach is 35 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sylvan Beach are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Sylvan Beach is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sylvan Beach is $138 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Verona Beach: Insurance costs 4.13% less
- Fish Creek Landing: Insurance costs 0.97% less
- Vienna: Insurance costs 7.12% less
- South Bay: Insurance costs the same
- Durhamville: Insurance costs 4.61% less
- Dibbletown: Insurance costs 7.51% less
- Jewell: Insurance costs 8.70% less
- Blossvale: Insurance costs 4.96% less
- Cleveland: Insurance costs 2.99% less
- Whitelaw: Insurance costs 2.33% less
Cities with Similar Populations
- Dover South Mills: Insurance costs 58.35% less
- Throckmorton: Insurance costs 26.93% less
- Thatcher: Insurance costs 49.52% less
- Tebbetts: Insurance costs 21.97% less
- East Madison: Insurance costs 57.82% less
- St. Rose: Insurance costs 37.61% less
- Tahoma: Insurance costs 20.52% less
- Stag Park: Insurance costs 42.31% less
- Downey: Insurance costs 51.85% less
- Saxtons River: Insurance costs 48.51% less