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Get Cheap Car Insurance in Blue Hill, ME
We monitor insurance prices, helping the average driver in Blue Hill save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Blue Hill
The chart below shows the cheapest car insurance company in Blue Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Blue Hill Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Blue Hill Driver
Based on our extensive insurance data, we know the average Blue Hill driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $238 per year by choosing the right vehicle insurance company. Some Blue Hill residents are paying out over $974 extra every year for auto insurance in Blue Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Blue Hill, ME Savings / Yr. |
|---|---|
$238 |
|
$338 |
|
$306 |
|
$311 |
|
$990 |
|
$206 |
|
$435 |
Blue Hill Car Insurance vs. Maine
People living in Blue Hill pay an average of 2.99% more than the typical driver in the state. The average driver in Blue Hill can expect to pay about $543 per year, or $974 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Blue Hill for most people.
Car Insurance Prices by Blue Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Blue Hill?
The map shows insurance prices in and around Blue Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $6 per year within the city boundaries, with insurance premiums ranging from a high of $978 to a low of $972. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Blue Hill.Pick the Best Car Insurance Company for You in Blue Hill
The best car insurance provider for most drivers in Blue Hill
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $238 over the average Blue Hill car insurance company.
The best car insurance provider for Blue Hill drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $338 over the competition.
The best car insurance company for Blue Hill drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $306 better than other car insurance companies.
The best auto insurance for Blue Hill drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $311 less each year.
The least expensive car insurance company for new and young drivers in Blue Hill
In Blue Hill, Concord Group Insurance costs young drivers $990 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Blue Hill
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $206 saved each year compared to an average Blue Hill couple's premiums.
The cheapest car insurance in Blue Hill for drivers with bad credit
The best Blue Hill car insurance company for customer service
Recent price drops
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The cheapest large national provider in Blue Hill
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Blue Hill driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Blue Hill, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Blue Hill
What Influences the Cost of Car Insurance in Blue Hill?
On average, car insurance in Blue Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Blue Hill are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Blue Hill has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Blue Hill is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Blue Hill: Insurance costs 0.41% more
- East Blue Hill: Insurance costs 0.41% more
- Sedgwick: Insurance costs the same
- South Penobscot: Insurance costs 0.51% more
- Surry: Insurance costs 1.85% less
- Penobscot: Insurance costs 0.41% more
- Brooksville: Insurance costs 0.31% less
- Sargentville: Insurance costs 0.10% less
- Norumbega: Insurance costs 0.31% less
- West Ellsworth: Insurance costs 1.64% less
Cities with Similar Populations
- Chenoa: Insurance costs 41.27% more
- Sanders: Insurance costs 80.39% more
- Lyndonville: Insurance costs 122.28% more
- Madison: Insurance costs 61.29% more
- Mc Gaheysville: Insurance costs 16.94% more
- Meridian: Insurance costs 63.96% more
- Mesopotamia: Insurance costs 16.22% more
- Nanjemoy: Insurance costs 97.64% more
- North Jackson: Insurance costs 9.75% more
- Ontonagon: Insurance costs 201.95% more