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Get Cheap Car Insurance in Ontonagon, MI
We monitor insurance prices, helping the average driver in Ontonagon save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Ontonagon
The chart below shows the cheapest car insurance company in Ontonagon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Ontonagon Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $109 |
| Progressive | $124 |
| State Farm | $125 |
| Safeco Insurance | $133 |
Savings for Every Kind of Ontonagon Driver
Based on our extensive insurance data, we know the average Ontonagon driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,182 per year by choosing the right vehicle insurance company. Some Ontonagon residents are paying out over $2,941 extra every year for auto insurance in Ontonagon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ontonagon, MI Savings / Yr. |
|---|---|
$1,182 |
|
$1,929 |
|
$1,707 |
|
$2,595 |
|
$3,062 |
|
$0 |
|
$0 |
Ontonagon Car Insurance vs. Michigan
People living in Ontonagon pay an average of 1.45% more than the typical driver in the state. The average driver in Ontonagon can expect to pay about $2,234 per year, or $2,941 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Ontonagon for most people.
Car Insurance Prices by Ontonagon Neighborhood
Insurance Prices
Where is insurance cheapest within Ontonagon?
The map shows insurance prices in and around Ontonagon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $15 per year within the city boundaries, with insurance premiums ranging from a high of $2,948 to a low of $2,933. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Ontonagon.Pick the Best Car Insurance Company for You in Ontonagon
The best car insurance provider for most drivers in Ontonagon
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,182 over the average Ontonagon car insurance company.
The best car insurance provider for Ontonagon drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,929 over the competition.
The best car insurance company for Ontonagon drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,707 better than other car insurance companies.
The best auto insurance for Ontonagon drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,595 less each year.
The least expensive car insurance company for new and young drivers in Ontonagon
In Ontonagon, Geico costs young drivers $3,062 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ontonagon
The cheapest car insurance in Ontonagon for drivers with bad credit
The best Ontonagon car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ontonagon
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ontonagon driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ontonagon, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Ontonagon
What Influences the Cost of Car Insurance in Ontonagon?
On average, car insurance in Ontonagon is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ontonagon is 31 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Ontonagon is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ontonagon is $186 per month for minimum coverage and $245 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rockland: Insurance costs 0.07% more
- Greenland: Insurance costs 0.17% less
- Silver City: Insurance costs 0.20% less
- White Pine: Insurance costs 0.27% less
- Mass City: Insurance costs 0.24% less
- Wainola: Insurance costs 0.27% less
- Winona: Insurance costs 0.61% more
- Nisula: Insurance costs 0.20% more
- Topaz: Insurance costs the same
- North Paynesville: Insurance costs 0.27% less
Cities with Similar Populations
- Stratford: Insurance costs 37.37% less
- Hope: Insurance costs 6.26% less
- Hoyt Lakes: Insurance costs 43.86% less
- Jetersville: Insurance costs 57.63% less
- Kewadin: Insurance costs 6.05% less
- Milford Center: Insurance costs 63.72% less
- Millry: Insurance costs 47.13% less
- Mossyrock: Insurance costs 54.06% less
- Scotts Mills: Insurance costs 47.33% less
- Shelby: Insurance costs 40.02% less