Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in White Pine, MI
We monitor insurance prices, helping the average driver in White Pine save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in White Pine
The chart below shows the cheapest car insurance company in White Pine for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| White Pine Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $109 |
| Progressive | $124 |
| State Farm | $125 |
| Safeco Insurance | $132 |
Savings for Every Kind of White Pine Driver
Based on our extensive insurance data, we know the average White Pine driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,179 per year by choosing the right vehicle insurance company. Some White Pine residents are paying out over $2,933 extra every year for auto insurance in White Pine. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
White Pine, MI Savings / Yr. |
|---|---|
$1,179 |
|
$1,924 |
|
$1,703 |
|
$2,588 |
|
$3,053 |
|
$0 |
|
$0 |
White Pine Car Insurance vs. Michigan
People living in White Pine pay an average of 1.17% more than the typical driver in the state. The average driver in White Pine can expect to pay about $2,228 per year, or $2,933 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in White Pine for most people.
Car Insurance Prices by White Pine Neighborhood
Insurance Prices
Where is insurance cheapest within White Pine?
The map shows insurance prices in and around White Pine, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $8 per year within the city boundaries, with insurance premiums ranging from a high of $2,941 to a low of $2,933. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of White Pine.Pick the Best Car Insurance Company for You in White Pine
The best car insurance provider for most drivers in White Pine
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,179 over the average White Pine car insurance company.
The best car insurance provider for White Pine drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,924 over the competition.
The best car insurance company for White Pine drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,703 better than other car insurance companies.
The best auto insurance for White Pine drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,588 less each year.
The least expensive car insurance company for new and young drivers in White Pine
In White Pine, Geico costs young drivers $3,053 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in White Pine
The cheapest car insurance in White Pine for drivers with bad credit
The best White Pine car insurance company for customer service
Nationwide was the best company for customer service in White Pine according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in White Pine, which was better than other insurers.
The cheapest large national provider in White Pine
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average White Pine driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In White Pine, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around White Pine
What Influences the Cost of Car Insurance in White Pine?
On average, car insurance in White Pine is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- White Pine is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in White Pine is $186 per month for minimum coverage and $244 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Silver City: Insurance costs 0.07% more
- Bergland: Insurance costs 0.27% more
- Topaz: Insurance costs 0.27% more
- Ontonagon: Insurance costs 0.27% more
- Rockland: Insurance costs 0.34% more
- White City: Insurance costs 0.17% more
- Ewen: Insurance costs 0.27% more
- Greenland: Insurance costs 0.10% more
- Thomaston: Insurance costs 0.31% more
- North Paynesville: Insurance costs the same
Cities with Similar Populations
- Edwall: Insurance costs 53.46% less
- Whiteside: Insurance costs 52.27% less
- Essex: Insurance costs 62.19% less
- Emden: Insurance costs 38.63% less
- Emanuel: Insurance costs 24.11% less
- Elmira: Insurance costs 60.42% less
- Ellery Center: Insurance costs 28.78% less
- Elba: Insurance costs 52.20% less
- Wyoma: Insurance costs 46.44% less
- Weeki Wachee: Insurance costs 8.93% less