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Get Cheap Car Insurance in Mass City, MI
We monitor insurance prices, helping the average driver in Mass City save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Mass City
The chart below shows the cheapest car insurance company in Mass City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Mass City Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $109 |
| Progressive | $124 |
| State Farm | $125 |
| Safeco Insurance | $132 |
Savings for Every Kind of Mass City Driver
Based on our extensive insurance data, we know the average Mass City driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,179 per year by choosing the right vehicle insurance company. Some Mass City residents are paying out over $2,934 extra every year for auto insurance in Mass City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mass City, MI Savings / Yr. |
|---|---|
$1,179 |
|
$1,925 |
|
$1,703 |
|
$2,589 |
|
$3,054 |
|
$0 |
|
$0 |
Mass City Car Insurance vs. Michigan
People living in Mass City pay an average of 1.21% more than the typical driver in the state. The average driver in Mass City can expect to pay about $2,229 per year, or $2,934 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Mass City for most people.
Car Insurance Prices by Mass City Neighborhood
Insurance Prices
Where is insurance cheapest within Mass City?
The map shows insurance prices in and around Mass City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $26 per year within the city boundaries, with insurance premiums ranging from a high of $2,959 to a low of $2,933. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Mass City.Pick the Best Car Insurance Company for You in Mass City
The best car insurance provider for most drivers in Mass City
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,179 over the average Mass City car insurance company.
The best car insurance provider for Mass City drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,925 over the competition.
The best car insurance company for Mass City drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,703 better than other car insurance companies.
The best auto insurance for Mass City drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,589 less each year.
The least expensive car insurance company for new and young drivers in Mass City
In Mass City, Geico costs young drivers $3,054 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mass City
The cheapest car insurance in Mass City for drivers with bad credit
The best Mass City car insurance company for customer service
Recent price drops
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The cheapest large national provider in Mass City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mass City driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mass City, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Mass City
What Influences the Cost of Car Insurance in Mass City?
On average, car insurance in Mass City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mass City is 37 minutes, which is far more than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Mass City is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mass City is $186 per month for minimum coverage and $245 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wainola: Insurance costs 0.03% less
- Greenland: Insurance costs 0.07% more
- Nisula: Insurance costs 0.44% more
- Rockland: Insurance costs 0.31% more
- Winona: Insurance costs 0.85% more
- White: Insurance costs 0.85% more
- North Paynesville: Insurance costs 0.03% less
- Paynesville: Insurance costs 0.65% more
- Twin Lakes: Insurance costs 1.33% more
- Ontonagon: Insurance costs 0.24% more
Cities with Similar Populations
- Womac: Insurance costs 51.77% less
- Ball Club: Insurance costs 43.69% less
- Baring: Insurance costs 49.83% less
- Barton: Insurance costs 62.34% less
- Basco: Insurance costs 50.72% less
- Baskinton: Insurance costs 1.64% more
- Beck: Insurance costs 51.19% less
- Bejou: Insurance costs 45.81% less
- Blaine: Insurance costs 62.47% less
- Winterville: Insurance costs 43.01% less