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Get Cheap Car Insurance in Blue Mountain, AR
We monitor insurance prices, helping the average driver in Blue Mountain save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Blue Mountain
The chart below shows the cheapest car insurance company in Blue Mountain for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Blue Mountain Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $53 |
| Farm Bureau | $55 |
| Geico | $56 |
| Jupiter | $58 |
Savings for Every Kind of Blue Mountain Driver
Based on our extensive insurance data, we know the average Blue Mountain driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $324 per year by choosing the right vehicle insurance company. Some Blue Mountain residents are paying out over $1,636 extra every year for auto insurance in Blue Mountain. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Blue Mountain, AR Savings / Yr. |
|---|---|
$324 |
|
$573 |
|
$462 |
|
$710 |
|
$1,836 |
|
$326 |
|
$456 |
Blue Mountain Car Insurance vs. Arkansas
People living in Blue Mountain pay an average of 2.81% less than the typical driver in the state. The average driver in Blue Mountain can expect to pay about $885 per year, or $1,636 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Blue Mountain for most people.
Car Insurance Prices by Blue Mountain Neighborhood
Insurance Prices
Where is insurance cheapest within Blue Mountain?
The map shows insurance prices in and around Blue Mountain, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $28 per year within the city boundaries, with insurance premiums ranging from a high of $1,649 to a low of $1,621. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Blue Mountain.Pick the Best Car Insurance Company for You in Blue Mountain
The best car insurance provider for most drivers in Blue Mountain
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $324 over the average Blue Mountain car insurance company.
The best car insurance provider for Blue Mountain drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $573 over the competition.
The best car insurance company for Blue Mountain drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $462 better than other car insurance companies.
The best auto insurance for Blue Mountain drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $710 less each year.
The least expensive car insurance company for new and young drivers in Blue Mountain
In Blue Mountain, Farm Bureau costs young drivers $1,836 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Blue Mountain
Farm Bureau gave the largest car insurance discounts to married couples, averaging $326 saved each year compared to an average Blue Mountain couple's premiums.
The cheapest car insurance in Blue Mountain for drivers with bad credit
The best Blue Mountain car insurance company for customer service
Nationwide was the best company for customer service in Blue Mountain according to the NAIC.
Recent price drops
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The cheapest large national provider in Blue Mountain
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Blue Mountain driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Blue Mountain, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Blue Mountain
What Influences the Cost of Car Insurance in Blue Mountain?
On average, car insurance in Blue Mountain is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Blue Mountain is 32 minutes, which is about the national average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Blue Mountain are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Blue Mountain is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Blue Mountain is $74 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Waveland: Insurance costs 0.67% less
- Sugar Grove: Insurance costs 0.79% more
- Magazine: Insurance costs 0.37% more
- Marvinville: Insurance costs 0.49% less
- Corley: Insurance costs 1.71% more
- Havana: Insurance costs 0.67% less
- Driggs: Insurance costs 0.43% more
- Mixon: Insurance costs 1.89% more
- Paris: Insurance costs 3.00% more
- Golden City: Insurance costs 1.22% more
Cities with Similar Populations
- Gaylord: Insurance costs 14.79% less
- North Bay: Insurance costs 17.54% less
- Oxbo: Insurance costs 26.71% less
- Lane: Insurance costs 3.06% less
- Langsdale: Insurance costs 1.89% more
- Boykins and Branchville: Insurance costs 24.82% less
- Boydsville: Insurance costs 4.95% more
- Laurier: Insurance costs 19.13% less
- Bowden: Insurance costs 10.27% less
- Williamstown: Insurance costs 10.88% more