Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Bay, WI
We monitor insurance prices, helping the average driver in North Bay save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in North Bay
The chart below shows the cheapest car insurance company in North Bay for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| North Bay Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| American Family Insurance | $50 |
| Erie Insurance | $51 |
| Kemper | $53 |
Savings for Every Kind of North Bay Driver
Based on our extensive insurance data, we know the average North Bay driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $250 per year by choosing the right vehicle insurance company. Some North Bay residents are paying out over $1,349 extra every year for auto insurance in North Bay. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Bay, WI Savings / Yr. |
|---|---|
$250 |
|
$516 |
|
$319 |
|
$463 |
|
$1,071 |
|
$195 |
|
$736 |
North Bay Car Insurance vs. Wisconsin
People living in North Bay pay an average of 18.12% more than the typical driver in the state. The average driver in North Bay can expect to pay about $679 per year, or $1,349 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in North Bay for most people.
Car Insurance Prices by North Bay Neighborhood
Insurance Prices
Where is insurance cheapest within North Bay?
The map shows insurance prices in and around North Bay, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,349 to a low of $1,349. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of North Bay.Pick the Best Car Insurance Company for You in North Bay
The best car insurance provider for most drivers in North Bay
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $250 over the average North Bay car insurance company.
The best car insurance provider for North Bay drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $516 over the competition.
The best car insurance company for North Bay drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $319 better than other car insurance companies.
The best auto insurance for North Bay drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $463 less each year.
The least expensive car insurance company for new and young drivers in North Bay
In North Bay, Erie Insurance costs young drivers $1,071 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Bay
Progressive gave the largest car insurance discounts to married couples, averaging $195 saved each year compared to an average North Bay couple's premiums.
The cheapest car insurance in North Bay for drivers with bad credit
The best North Bay car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Bay, which was better than other insurers.
The cheapest large national provider in North Bay
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Bay driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Bay, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around North Bay
What Influences the Cost of Car Insurance in North Bay?
On average, car insurance in North Bay is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Bay is 36 minutes, which is far more than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Bay are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- North Bay is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Bay is $57 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wind Point: Insurance costs 12.97% less
- Racine: Insurance costs 8.45% less
- Caledonia: Insurance costs 14.90% less
- Mount Pleasant: Insurance costs 14.97% less
- Elmwood Park: Insurance costs 10.75% less
- Sturtevant: Insurance costs 18.16% less
- Franksville: Insurance costs 19.57% less
- Oak Creek: Insurance costs 14.68% less
- South Milwaukee: Insurance costs 14.01% less
- Somers: Insurance costs 16.01% less
Cities with Similar Populations
- Warrior Ridge: Insurance costs 0.67% less
- Cleopatra: Insurance costs 51.89% more
- Clifton: Insurance costs 73.83% more
- Closplint: Insurance costs 68.50% more
- Coalport: Insurance costs 17.35% less
- Cochrans Mills: Insurance costs 5.11% more
- Coffeeville: Insurance costs 27.13% more
- Coffman: Insurance costs 31.95% more
- Como: Insurance costs 15.27% less
- Concord: Insurance costs 14.08% more