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Get Cheap Car Insurance in South Milwaukee, WI
We monitor insurance prices, helping the average driver in South Milwaukee save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in South Milwaukee
The chart below shows the cheapest car insurance company in South Milwaukee for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| South Milwaukee Insurer | Monthly Cost |
|---|---|
| State Farm | $41 |
| American Family Insurance | $43 |
| Erie Insurance | $44 |
| Kemper | $45 |
Savings for Every Kind of South Milwaukee Driver
Based on our extensive insurance data, we know the average South Milwaukee driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $215 per year by choosing the right vehicle insurance company. Some South Milwaukee residents are paying out over $1,160 extra every year for auto insurance in South Milwaukee. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Milwaukee, WI Savings / Yr. |
|---|---|
$215 |
|
$444 |
|
$274 |
|
$398 |
|
$922 |
|
$168 |
|
$633 |
South Milwaukee Car Insurance vs. Wisconsin
People living in South Milwaukee pay an average of 1.61% more than the typical driver in the state. The average driver in South Milwaukee can expect to pay about $584 per year, or $1,160 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in South Milwaukee for most people.
Car Insurance Prices by South Milwaukee Neighborhood
Insurance Prices
Where is insurance cheapest within South Milwaukee?
The map shows insurance prices in and around South Milwaukee, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $138 per year within the city boundaries, with insurance premiums ranging from a high of $1,228 to a low of $1,090. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of South Milwaukee.Pick the Best Car Insurance Company for You in South Milwaukee
The best car insurance provider for most drivers in South Milwaukee
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $215 over the average South Milwaukee car insurance company.
The best car insurance provider for South Milwaukee drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $444 over the competition.
The best car insurance company for South Milwaukee drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $274 better than other car insurance companies.
The best auto insurance for South Milwaukee drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $398 less each year.
The least expensive car insurance company for new and young drivers in South Milwaukee
In South Milwaukee, Erie Insurance costs young drivers $922 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Milwaukee
Progressive gave the largest car insurance discounts to married couples, averaging $168 saved each year compared to an average South Milwaukee couple's premiums.
The cheapest car insurance in South Milwaukee for drivers with bad credit
The best South Milwaukee car insurance company for customer service
Nationwide was the best company for customer service in South Milwaukee according to the NAIC.
Recent price drops
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The cheapest large national provider in South Milwaukee
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Milwaukee driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Milwaukee, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around South Milwaukee
What Influences the Cost of Car Insurance in South Milwaukee?
On average, car insurance in South Milwaukee is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Milwaukee is 30 minutes, which is about the national average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Milwaukee are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- South Milwaukee is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Milwaukee is $49 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cudahy: Insurance costs 1.03% more
- Oak Creek: Insurance costs 0.78% less
- St. Francis: Insurance costs 0.09% more
- Greendale: Insurance costs 0.43% less
- Franklin: Insurance costs 0.17% more
- Greenfield: Insurance costs 1.03% more
- Caledonia: Insurance costs 1.03% less
- West Milwaukee: Insurance costs 11.90% more
- Hales Corners: Insurance costs 2.67% less
- Kneeland: Insurance costs 7.33% less
Cities with Similar Populations
- Dixon: Insurance costs 23.97% more
- South Miami: Insurance costs 180.60% more
- Elmwood Park: Insurance costs 82.59% more
- East St. Louis: Insurance costs 58.10% more
- East Providence: Insurance costs 113.88% more
- East Peoria: Insurance costs 23.45% more
- East Patchogue: Insurance costs 123.62% more
- East Massapequa: Insurance costs 136.29% more
- East Hemet: Insurance costs 85.52% more
- East Greenwich: Insurance costs 91.55% more