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Get Cheap Car Insurance in East Providence, RI
We monitor insurance prices, helping the average driver in East Providence save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in East Providence
The chart below shows the cheapest car insurance company in East Providence for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| East Providence Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $86 |
| Geico | $111 |
| Progressive | $130 |
| Midvale Home & Auto | $136 |
Savings for Every Kind of East Providence Driver
Based on our extensive insurance data, we know the average East Providence driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $826 per year by choosing the right vehicle insurance company. Some East Providence residents are paying out over $2,481 extra every year for auto insurance in East Providence. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Providence, RI Savings / Yr. |
|---|---|
$826 |
|
$997 |
|
$1,098 |
|
$1,858 |
|
$3,864 |
|
$282 |
|
$837 |
East Providence Car Insurance vs. Rhode Island
People living in East Providence pay an average of 11.41% more than the typical driver in the state. The average driver in East Providence can expect to pay about $1,518 per year, or $2,481 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in East Providence for most people.
Car Insurance Prices by East Providence Neighborhood
Insurance Prices
Where is insurance cheapest within East Providence?
The map shows insurance prices in and around East Providence, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $331 per year within the city boundaries, with insurance premiums ranging from a high of $2,606 to a low of $2,275. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of East Providence.Pick the Best Car Insurance Company for You in East Providence
The best car insurance provider for most drivers in East Providence
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $826 over the average East Providence car insurance company.
The best car insurance provider for East Providence drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $997 over the competition.
The best car insurance company for East Providence drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,098 better than other car insurance companies.
The best auto insurance for East Providence drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,858 less each year.
The least expensive car insurance company for new and young drivers in East Providence
In East Providence, State Farm costs young drivers $3,864 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Providence
Geico gave the largest car insurance discounts to married couples, averaging $282 saved each year compared to an average East Providence couple's premiums.
The cheapest car insurance in East Providence for drivers with bad credit
The best East Providence car insurance company for customer service
Amica was the best company for customer service in East Providence according to the NAIC.
Recent price drops
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The cheapest large national provider in East Providence
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average East Providence driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Providence, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around East Providence
What Influences the Cost of Car Insurance in East Providence?
On average, car insurance in East Providence is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Providence are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- East Providence is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in East Providence is $127 per month for minimum coverage and $207 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rumford: Insurance costs 6.25% less
- Riverside: Insurance costs 6.89% less
- Seekonk: Insurance costs 37.73% less
- Providence: Insurance costs 3.55% less
- North Swansea: Insurance costs 37.93% less
- Pawtucket: Insurance costs 4.80% more
- Cranston: Insurance costs 1.13% less
- Central Falls: Insurance costs 13.62% more
- Barrington: Insurance costs 10.32% less
- North Providence: Insurance costs 2.26% less
Cities with Similar Populations
- Yankton: Insurance costs 38.25% less
- Bethel: Insurance costs 17.09% less
- Wixom: Insurance costs 25.92% more
- Anna: Insurance costs 30.23% less
- Alum Rock: Insurance costs 11.85% less
- Altoona: Insurance costs 51.51% less
- Alsip: Insurance costs 30.15% less
- Alpine: Insurance costs 23.01% less
- Agoura Hills: Insurance costs 11.00% less
- New River: Insurance costs 26.20% less