Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Providence, RI
We monitor insurance prices, helping the average driver in North Providence save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in North Providence
The chart below shows the cheapest car insurance company in North Providence for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| North Providence Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $84 |
| Geico | $109 |
| Progressive | $127 |
| Midvale Home & Auto | $133 |
Savings for Every Kind of North Providence Driver
Based on our extensive insurance data, we know the average North Providence driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $807 per year by choosing the right vehicle insurance company. Some North Providence residents are paying out over $2,425 extra every year for auto insurance in North Providence. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Providence, RI Savings / Yr. |
|---|---|
$807 |
|
$975 |
|
$1,074 |
|
$1,816 |
|
$3,776 |
|
$275 |
|
$818 |
North Providence Car Insurance vs. Rhode Island
People living in North Providence pay an average of 8.89% more than the typical driver in the state. The average driver in North Providence can expect to pay about $1,484 per year, or $2,425 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in North Providence for most people.
Car Insurance Prices by North Providence Neighborhood
Insurance Prices
Where is insurance cheapest within North Providence?
The map shows insurance prices in and around North Providence, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $446 per year within the city boundaries, with insurance premiums ranging from a high of $2,707 to a low of $2,261. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of North Providence.Pick the Best Car Insurance Company for You in North Providence
The best car insurance provider for most drivers in North Providence
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $807 over the average North Providence car insurance company.
The best car insurance provider for North Providence drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $975 over the competition.
The best car insurance company for North Providence drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,074 better than other car insurance companies.
The best auto insurance for North Providence drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,816 less each year.
The least expensive car insurance company for new and young drivers in North Providence
In North Providence, State Farm costs young drivers $3,776 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Providence
Geico gave the largest car insurance discounts to married couples, averaging $275 saved each year compared to an average North Providence couple's premiums.
The cheapest car insurance in North Providence for drivers with bad credit
The best North Providence car insurance company for customer service
Amica was the best company for customer service in North Providence according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Providence, which was better than other insurers.
The cheapest large national provider in North Providence
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Providence driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Providence, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around North Providence
What Influences the Cost of Car Insurance in North Providence?
On average, car insurance in North Providence is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Providence are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- North Providence is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Providence is $124 per month for minimum coverage and $202 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Johnston: Insurance costs 4.91% less
- Providence: Insurance costs 1.32% less
- Smithfield: Insurance costs 10.14% less
- Stillwater: Insurance costs 9.40% less
- Lincoln: Insurance costs 6.02% less
- Greenville: Insurance costs 8.29% less
- Central Falls: Insurance costs 16.25% more
- Pawtucket: Insurance costs 7.22% more
- Cranston: Insurance costs 1.15% more
- East Providence: Insurance costs 2.31% more
Cities with Similar Populations
- Bothell West: Insurance costs 33.24% less
- Tanque Verde: Insurance costs 28.04% less
- Taylor: Insurance costs 26.93% less
- Burke Centre: Insurance costs 46.43% less
- Broussard: Insurance costs 26.14% more
- Brookshire: Insurance costs 30.10% less
- Wyandanch: Insurance costs 28.00% more
- Brockport: Insurance costs 11.79% less
- Bridgeville: Insurance costs 44.08% less
- Bridgeview: Insurance costs 27.51% less