Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Blue River, CO
We monitor insurance prices, helping the average driver in Blue River save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Blue River
The chart below shows the cheapest car insurance company in Blue River for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Blue River Insurer | Monthly Cost |
|---|---|
| State Farm | $63 |
| Bristol West | $75 |
| Safeco Insurance | $76 |
| Geico | $78 |
Savings for Every Kind of Blue River Driver
Based on our extensive insurance data, we know the average Blue River driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $396 per year by choosing the right vehicle insurance company. Some Blue River residents are paying out over $1,849 extra every year for auto insurance in Blue River. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Blue River, CO Savings / Yr. |
|---|---|
$396 |
|
$706 |
|
$568 |
|
$607 |
|
$1,798 |
|
$476 |
|
$697 |
Blue River Car Insurance vs. Colorado
People living in Blue River pay an average of 2.19% less than the typical driver in the state. The average driver in Blue River can expect to pay about $1,080 per year, or $1,849 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Blue River for most people.
Car Insurance Prices by Blue River Neighborhood
Insurance Prices
Where is insurance cheapest within Blue River?
The map shows insurance prices in and around Blue River, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $61 per year within the city boundaries, with insurance premiums ranging from a high of $1,894 to a low of $1,833. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Blue River.Pick the Best Car Insurance Company for You in Blue River
The best car insurance provider for most drivers in Blue River
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $396 over the average Blue River car insurance company.
The best car insurance provider for Blue River drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $706 over the competition.
The best car insurance company for Blue River drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $568 better than other car insurance companies.
The best auto insurance for Blue River drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $607 less each year.
The least expensive car insurance company for new and young drivers in Blue River
In Blue River, State Farm costs young drivers $1,798 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Blue River
State Farm gave the largest car insurance discounts to married couples, averaging $476 saved each year compared to an average Blue River couple's premiums.
The cheapest car insurance in Blue River for drivers with bad credit
The best Blue River car insurance company for customer service
Nationwide was the best company for customer service in Blue River according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Blue River, which was better than other insurers.
The cheapest large national provider in Blue River
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Blue River driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Blue River, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Blue River
What Influences the Cost of Car Insurance in Blue River?
On average, car insurance in Blue River is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Blue River is 27 minutes, which is a little less than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Blue River are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Blue River is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Blue River is $90 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Breckenridge: Insurance costs 0.43% less
- Alma: Insurance costs 0.43% more
- Frisco: Insurance costs 1.78% less
- Keystone: Insurance costs 0.27% more
- Dillon: Insurance costs 0.49% more
- Montezuma: Insurance costs 2.06% more
- Glentivar: Insurance costs 1.24% more
- Fairplay: Insurance costs 0.97% more
- Silverthorne: Insurance costs 1.19% less
- Grant: Insurance costs 1.84% more
Cities with Similar Populations
- Amargosa Valley: Insurance costs 10.38% more
- Luce: Insurance costs 52.84% more
- Troy: Insurance costs 36.61% less
- Truro: Insurance costs 20.28% less
- Cameron: Insurance costs 6.98% less
- Lanesboro: Insurance costs 13.95% less
- Burfordville: Insurance costs 4.49% less
- Vintondale: Insurance costs 26.39% less
- Volney: Insurance costs 52.14% more
- Boston: Insurance costs 16.39% more