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Get Cheap Car Insurance in Silverthorne, CO
We monitor insurance prices, helping the average driver in Silverthorne save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Silverthorne
The chart below shows the cheapest car insurance company in Silverthorne for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Silverthorne Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Bristol West | $74 |
| Safeco Insurance | $75 |
| Geico | $77 |
Savings for Every Kind of Silverthorne Driver
Based on our extensive insurance data, we know the average Silverthorne driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $391 per year by choosing the right vehicle insurance company. Some Silverthorne residents are paying out over $1,827 extra every year for auto insurance in Silverthorne. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silverthorne, CO Savings / Yr. |
|---|---|
$391 |
|
$698 |
|
$562 |
|
$600 |
|
$1,776 |
|
$471 |
|
$689 |
Silverthorne Car Insurance vs. Colorado
People living in Silverthorne pay an average of 3.35% less than the typical driver in the state. The average driver in Silverthorne can expect to pay about $1,067 per year, or $1,827 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Silverthorne for most people.
Car Insurance Prices by Silverthorne Neighborhood
Insurance Prices
Where is insurance cheapest within Silverthorne?
The map shows insurance prices in and around Silverthorne, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $118 per year within the city boundaries, with insurance premiums ranging from a high of $1,885 to a low of $1,767. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Silverthorne.Pick the Best Car Insurance Company for You in Silverthorne
The best car insurance provider for most drivers in Silverthorne
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $391 over the average Silverthorne car insurance company.
The best car insurance provider for Silverthorne drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $698 over the competition.
The best car insurance company for Silverthorne drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $562 better than other car insurance companies.
The best auto insurance for Silverthorne drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $600 less each year.
The least expensive car insurance company for new and young drivers in Silverthorne
In Silverthorne, State Farm costs young drivers $1,776 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silverthorne
State Farm gave the largest car insurance discounts to married couples, averaging $471 saved each year compared to an average Silverthorne couple's premiums.
The cheapest car insurance in Silverthorne for drivers with bad credit
The best Silverthorne car insurance company for customer service
Nationwide was the best company for customer service in Silverthorne according to the NAIC.
Recent price drops
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The cheapest large national provider in Silverthorne
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Silverthorne driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silverthorne, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Silverthorne
What Influences the Cost of Car Insurance in Silverthorne?
On average, car insurance in Silverthorne is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Silverthorne is 29 minutes, which is a little less than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silverthorne are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Silverthorne has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Silverthorne is $89 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dillon: Insurance costs 1.70% more
- Frisco: Insurance costs 0.60% less
- Keystone: Insurance costs 1.48% more
- Breckenridge: Insurance costs 0.77% more
- Montezuma: Insurance costs 3.28% more
- Vail: Insurance costs 1.04% less
- Blue River: Insurance costs 1.20% more
- Red Cliff: Insurance costs the same
- West Vail: Insurance costs 1.64% less
- Silver Plume: Insurance costs 4.76% more
Cities with Similar Populations
- Fox Point: Insurance costs 36.12% less
- Filer: Insurance costs 41.32% less
- Fircrest: Insurance costs 16.48% less
- Fisherville: Insurance costs 13.74% more
- Floral City: Insurance costs 32.68% more
- Florence: Insurance costs 7.39% more
- Folsom: Insurance costs 69.02% more
- Ford City: Insurance costs 25.18% less
- Fort Benning: Insurance costs 8.32% less
- Ferris: Insurance costs 8.16% less