Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Blue Springs, MS
We monitor insurance prices, helping the average driver in Blue Springs save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Blue Springs
The chart below shows the cheapest car insurance company in Blue Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Blue Springs Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Farm Bureau | $61 |
| Safeco Insurance | $63 |
| Progressive | $70 |
Savings for Every Kind of Blue Springs Driver
Based on our extensive insurance data, we know the average Blue Springs driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $275 per year by choosing the right vehicle insurance company. Some Blue Springs residents are paying out over $1,611 extra every year for auto insurance in Blue Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Blue Springs, MS Savings / Yr. |
|---|---|
$275 |
|
$459 |
|
$358 |
|
$706 |
|
$1,635 |
|
$236 |
|
$719 |
Blue Springs Car Insurance vs. Mississippi
People living in Blue Springs pay an average of 5.67% less than the typical driver in the state. The average driver in Blue Springs can expect to pay about $917 per year, or $1,611 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Blue Springs for most people.
Car Insurance Prices by Blue Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Blue Springs?
The map shows insurance prices in and around Blue Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $88 per year within the city boundaries, with insurance premiums ranging from a high of $1,636 to a low of $1,548. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Blue Springs.Pick the Best Car Insurance Company for You in Blue Springs
The best car insurance provider for most drivers in Blue Springs
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $275 over the average Blue Springs car insurance company.
The best car insurance provider for Blue Springs drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $459 over the competition.
The best car insurance company for Blue Springs drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $358 better than other car insurance companies.
The best auto insurance for Blue Springs drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $706 less each year.
The least expensive car insurance company for new and young drivers in Blue Springs
In Blue Springs, Farm Bureau costs young drivers $1,635 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Blue Springs
Farm Bureau gave the largest car insurance discounts to married couples, averaging $236 saved each year compared to an average Blue Springs couple's premiums.
The cheapest car insurance in Blue Springs for drivers with bad credit
The best Blue Springs car insurance company for customer service
Nationwide was the best company for customer service in Blue Springs according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Blue Springs, which was better than other insurers.
The cheapest large national provider in Blue Springs
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Blue Springs driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Blue Springs, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Blue Springs
What Influences the Cost of Car Insurance in Blue Springs?
On average, car insurance in Blue Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Blue Springs is 29 minutes, which is a little less than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Blue Springs are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Blue Springs is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Blue Springs is $76 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Branyan: Insurance costs 1.43% more
- Sherman: Insurance costs 0.43% more
- Wallerville: Insurance costs 0.68% more
- New Harmony: Insurance costs 1.43% less
- Jug Fork: Insurance costs 1.12% less
- Endville: Insurance costs 1.92% less
- Corrona: Insurance costs 0.81% more
- Keownville: Insurance costs 1.30% more
- Graham: Insurance costs 0.74% less
- New Albany: Insurance costs 1.92% more
Cities with Similar Populations
- Spencer: Insurance costs 30.29% less
- Eunice: Insurance costs 14.90% less
- Orrington: Insurance costs 41.65% less
- Oberlin: Insurance costs 78.46% more
- Norton: Insurance costs 2.11% less
- Patrick Springs: Insurance costs 25.82% less
- Manito: Insurance costs 11.24% less
- Lowes Island: Insurance costs 19.74% less
- Kitts Hill: Insurance costs 26.94% less
- Howe: Insurance costs 27.25% less