Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Bonney Lake, WA
We monitor insurance prices, helping the average driver in Bonney Lake save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Bonney Lake
The chart below shows the cheapest car insurance company in Bonney Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Bonney Lake Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| State Farm | $59 |
| Progressive | $65 |
| Geico | $71 |
Savings for Every Kind of Bonney Lake Driver
Based on our extensive insurance data, we know the average Bonney Lake driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $451 per year by choosing the right vehicle insurance company. Some Bonney Lake residents are paying out over $1,539 extra every year for auto insurance in Bonney Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bonney Lake, WA Savings / Yr. |
|---|---|
$451 |
|
$796 |
|
$573 |
|
$434 |
|
$1,648 |
|
$311 |
|
$534 |
Bonney Lake Car Insurance vs. Washington
People living in Bonney Lake pay an average of 9.65% more than the typical driver in the state. The average driver in Bonney Lake can expect to pay about $925 per year, or $1,539 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Bonney Lake for most people.
Car Insurance Prices by Bonney Lake Neighborhood
Insurance Prices
Where is insurance cheapest within Bonney Lake?
The map shows insurance prices in and around Bonney Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $165 per year within the city boundaries, with insurance premiums ranging from a high of $1,604 to a low of $1,439. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Bonney Lake.Pick the Best Car Insurance Company for You in Bonney Lake
The best car insurance provider for most drivers in Bonney Lake
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $451 over the average Bonney Lake car insurance company.
The best car insurance provider for Bonney Lake drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $796 over the competition.
The best car insurance company for Bonney Lake drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $573 better than other car insurance companies.
The best auto insurance for Bonney Lake drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $434 less each year.
The least expensive car insurance company for new and young drivers in Bonney Lake
In Bonney Lake, State Farm costs young drivers $1,648 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bonney Lake
State Farm gave the largest car insurance discounts to married couples, averaging $311 saved each year compared to an average Bonney Lake couple's premiums.
The cheapest car insurance in Bonney Lake for drivers with bad credit
The best Bonney Lake car insurance company for customer service
Nationwide was the best company for customer service in Bonney Lake according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Bonney Lake, which was better than other insurers.
The cheapest large national provider in Bonney Lake
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Bonney Lake driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bonney Lake, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Bonney Lake
What Influences the Cost of Car Insurance in Bonney Lake?
On average, car insurance in Bonney Lake is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bonney Lake is 49 minutes, which is far more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bonney Lake are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Bonney Lake is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bonney Lake is $77 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Prairie Ridge: Insurance costs 0.78% more
- McMillin: Insurance costs 0.13% less
- Sumner: Insurance costs 2.47% less
- Lake Tapps: Insurance costs 0.71% less
- South Prairie: Insurance costs 3.12% less
- Osceola: Insurance costs 3.83% less
- Buckley: Insurance costs 3.25% less
- Orting: Insurance costs 0.58% less
- South Hill: Insurance costs 3.44% more
- La Grande: Insurance costs 4.74% less
Cities with Similar Populations
- Maumee: Insurance costs 29.69% less
- Raytown: Insurance costs 29.89% more
- Poplar Bluff: Insurance costs 16.70% more
- Pewaukee: Insurance costs 27.62% less
- Pataskala: Insurance costs 26.45% less
- Okemos: Insurance costs 82.13% more
- North Royalton: Insurance costs 26.97% less
- Mustang: Insurance costs 14.81% more
- Mount Airy: Insurance costs 19.23% more
- Moultrie: Insurance costs 9.10% more