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Get Cheap Car Insurance in Lake Tapps, WA
We monitor insurance prices, helping the average driver in Lake Tapps save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Lake Tapps
The chart below shows the cheapest car insurance company in Lake Tapps for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Lake Tapps Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| State Farm | $59 |
| Progressive | $65 |
| Geico | $70 |
Savings for Every Kind of Lake Tapps Driver
Based on our extensive insurance data, we know the average Lake Tapps driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $447 per year by choosing the right vehicle insurance company. Some Lake Tapps residents are paying out over $1,528 extra every year for auto insurance in Lake Tapps. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lake Tapps, WA Savings / Yr. |
|---|---|
$447 |
|
$790 |
|
$569 |
|
$431 |
|
$1,635 |
|
$309 |
|
$530 |
Lake Tapps Car Insurance vs. Washington
People living in Lake Tapps pay an average of 8.81% more than the typical driver in the state. The average driver in Lake Tapps can expect to pay about $918 per year, or $1,528 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lake Tapps for most people.
Car Insurance Prices by Lake Tapps Neighborhood
Insurance Prices
Where is insurance cheapest within Lake Tapps?
The map shows insurance prices in and around Lake Tapps, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $225 per year within the city boundaries, with insurance premiums ranging from a high of $1,599 to a low of $1,374. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Lake Tapps.Pick the Best Car Insurance Company for You in Lake Tapps
The best car insurance provider for most drivers in Lake Tapps
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $447 over the average Lake Tapps car insurance company.
The best car insurance provider for Lake Tapps drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $790 over the competition.
The best car insurance company for Lake Tapps drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $569 better than other car insurance companies.
The best auto insurance for Lake Tapps drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $431 less each year.
The least expensive car insurance company for new and young drivers in Lake Tapps
In Lake Tapps, State Farm costs young drivers $1,635 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lake Tapps
State Farm gave the largest car insurance discounts to married couples, averaging $309 saved each year compared to an average Lake Tapps couple's premiums.
The cheapest car insurance in Lake Tapps for drivers with bad credit
The best Lake Tapps car insurance company for customer service
Nationwide was the best company for customer service in Lake Tapps according to the NAIC.
Recent price drops
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The cheapest large national provider in Lake Tapps
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lake Tapps driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lake Tapps, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Lake Tapps
What Influences the Cost of Car Insurance in Lake Tapps?
On average, car insurance in Lake Tapps is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lake Tapps is 46 minutes, which is far more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lake Tapps are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Lake Tapps is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lake Tapps is $77 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sumner: Insurance costs 1.77% less
- Pacific: Insurance costs 7.20% more
- Osceola: Insurance costs 3.14% less
- Bonney Lake: Insurance costs 0.72% more
- Auburn: Insurance costs 7.26% more
- Algona: Insurance costs 10.21% more
- Edgewood: Insurance costs 0.92% more
- Prairie Ridge: Insurance costs 1.51% more
- Lakeland South: Insurance costs 6.61% more
- Wabash: Insurance costs 4.71% less
Cities with Similar Populations
- Polk City: Insurance costs 61.85% more
- New Hope: Insurance costs 7.33% less
- Newman: Insurance costs 30.37% more
- Newton: Insurance costs 13.87% more
- Norris: Insurance costs 11.65% less
- North Adams: Insurance costs 0.33% more
- Platteville: Insurance costs 27.88% less
- Plover: Insurance costs 28.86% less
- Plymouth: Insurance costs 30.76% less
- New Holland: Insurance costs 13.61% less