Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Brewers, KY
We monitor insurance prices, helping the average driver in Brewers save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Brewers
The chart below shows the cheapest car insurance company in Brewers for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Brewers Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $86 |
| Geico | $93 |
Savings for Every Kind of Brewers Driver
Based on our extensive insurance data, we know the average Brewers driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $521 per year by choosing the right vehicle insurance company. Some Brewers residents are paying out over $2,063 extra every year for auto insurance in Brewers. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brewers, KY Savings / Yr. |
|---|---|
$521 |
|
$855 |
|
$841 |
|
$851 |
|
$1,684 |
|
$564 |
|
$903 |
Brewers Car Insurance vs. Kentucky
People living in Brewers pay an average of 3.30% less than the typical driver in the state. The average driver in Brewers can expect to pay about $1,063 per year, or $2,063 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Brewers for most people.
Car Insurance Prices by Brewers Neighborhood
Insurance Prices
Where is insurance cheapest within Brewers?
The map shows insurance prices in and around Brewers, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $78 per year within the city boundaries, with insurance premiums ranging from a high of $2,098 to a low of $2,020. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Brewers.Pick the Best Car Insurance Company for You in Brewers
The best car insurance provider for most drivers in Brewers
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $521 over the average Brewers car insurance company.
The best car insurance provider for Brewers drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $855 over the competition.
The best car insurance company for Brewers drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $841 better than other car insurance companies.
The best auto insurance for Brewers drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $851 less each year.
The least expensive car insurance company for new and young drivers in Brewers
In Brewers, State Farm costs young drivers $1,684 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brewers
State Farm gave the largest car insurance discounts to married couples, averaging $564 saved each year compared to an average Brewers couple's premiums.
The cheapest car insurance in Brewers for drivers with bad credit
The best Brewers car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Brewers, which was better than other insurers.
The cheapest large national provider in Brewers
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Brewers driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brewers, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Brewers
What Influences the Cost of Car Insurance in Brewers?
On average, car insurance in Brewers is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Brewers is 30 minutes, which is a little less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brewers are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Brewers is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Brewers is $89 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Golo: Insurance costs 0.44% more
- Kirksey: Insurance costs 0.68% less
- Harvey: Insurance costs 0.34% less
- Oak Level: Insurance costs 0.24% less
- Dogtown: Insurance costs 1.41% less
- Coldwater: Insurance costs 0.58% more
- Pleasant Hill: Insurance costs 3.01% less
- Benton: Insurance costs 0.97% less
- Scale: Insurance costs 0.92% less
- Hardin: Insurance costs 0.19% more
Cities with Similar Populations
- Verne: Insurance costs 42.41% less
- Hawleys: Insurance costs 5.48% more
- Titanic: Insurance costs 17.16% less
- Todds Mill: Insurance costs 29.71% less
- La Push: Insurance costs 36.40% less
- Carlton: Insurance costs 22.35% less
- Knoxville: Insurance costs 2.04% more
- Upperville: Insurance costs 40.86% less
- Hidden Valley: Insurance costs 32.86% less
- Kline Gap: Insurance costs 30.88% less