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Get Cheap Car Insurance in Knoxville, KY
We monitor insurance prices, helping the average driver in Knoxville save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Knoxville
The chart below shows the cheapest car insurance company in Knoxville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Knoxville Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $60 |
| State Farm | $60 |
| Travelers | $88 |
| Geico | $95 |
Savings for Every Kind of Knoxville Driver
Based on our extensive insurance data, we know the average Knoxville driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $532 per year by choosing the right vehicle insurance company. Some Knoxville residents are paying out over $2,105 extra every year for auto insurance in Knoxville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Knoxville, KY Savings / Yr. |
|---|---|
$532 |
|
$872 |
|
$858 |
|
$868 |
|
$1,718 |
|
$575 |
|
$921 |
Knoxville Car Insurance vs. Kentucky
People living in Knoxville pay an average of 1.36% less than the typical driver in the state. The average driver in Knoxville can expect to pay about $1,084 per year, or $2,105 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Knoxville for most people.
Car Insurance Prices by Knoxville Neighborhood
Insurance Prices
Where is insurance cheapest within Knoxville?
The map shows insurance prices in and around Knoxville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $47 per year within the city boundaries, with insurance premiums ranging from a high of $2,121 to a low of $2,074. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Knoxville.Pick the Best Car Insurance Company for You in Knoxville
The best car insurance provider for most drivers in Knoxville
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $532 over the average Knoxville car insurance company.
The best car insurance provider for Knoxville drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $872 over the competition.
The best car insurance company for Knoxville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $858 better than other car insurance companies.
The best auto insurance for Knoxville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $868 less each year.
The least expensive car insurance company for new and young drivers in Knoxville
In Knoxville, State Farm costs young drivers $1,718 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Knoxville
State Farm gave the largest car insurance discounts to married couples, averaging $575 saved each year compared to an average Knoxville couple's premiums.
The cheapest car insurance in Knoxville for drivers with bad credit
The best Knoxville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Knoxville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Knoxville driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Knoxville, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Knoxville
What Influences the Cost of Car Insurance in Knoxville?
On average, car insurance in Knoxville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Knoxville is 33 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Knoxville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Knoxville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Knoxville is $90 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sherman: Insurance costs 0.38% more
- Williamstown: Insurance costs 0.52% less
- Goforth: Insurance costs 0.14% less
- Dry Ridge: Insurance costs 0.33% more
- Flingsville: Insurance costs 0.81% less
- Portland: Insurance costs 1.47% less
- Heekin: Insurance costs 1.28% less
- DeMossville: Insurance costs 1.24% less
- Crittenden: Insurance costs 1.14% less
- Mount Zion: Insurance costs 1.43% less
Cities with Similar Populations
- Litchfield: Insurance costs 36.10% less
- Macon: Insurance costs 27.51% less
- Lyon Station: Insurance costs 37.34% less
- Lycippus: Insurance costs 36.01% less
- Lucerne: Insurance costs 45.89% less
- Loveland Heights: Insurance costs 11.40% less
- Lovejoy: Insurance costs 20.00% less
- Long Pine: Insurance costs 29.79% less
- Lomax: Insurance costs 33.54% less
- Lodore: Insurance costs 42.95% less