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Get Cheap Car Insurance in Sherman, KY
We monitor insurance prices, helping the average driver in Sherman save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Sherman
The chart below shows the cheapest car insurance company in Sherman for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Sherman Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $60 |
| State Farm | $60 |
| Travelers | $88 |
| Geico | $95 |
Savings for Every Kind of Sherman Driver
Based on our extensive insurance data, we know the average Sherman driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $534 per year by choosing the right vehicle insurance company. Some Sherman residents are paying out over $2,113 extra every year for auto insurance in Sherman. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sherman, KY Savings / Yr. |
|---|---|
$534 |
|
$875 |
|
$861 |
|
$871 |
|
$1,725 |
|
$577 |
|
$925 |
Sherman Car Insurance vs. Kentucky
People living in Sherman pay an average of 0.99% less than the typical driver in the state. The average driver in Sherman can expect to pay about $1,088 per year, or $2,113 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Sherman for most people.
Car Insurance Prices by Sherman Neighborhood
Insurance Prices
Where is insurance cheapest within Sherman?
The map shows insurance prices in and around Sherman, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $2,129 to a low of $2,073. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Sherman.Pick the Best Car Insurance Company for You in Sherman
The best car insurance provider for most drivers in Sherman
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $534 over the average Sherman car insurance company.
The best car insurance provider for Sherman drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $875 over the competition.
The best car insurance company for Sherman drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $861 better than other car insurance companies.
The best auto insurance for Sherman drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $871 less each year.
The least expensive car insurance company for new and young drivers in Sherman
In Sherman, State Farm costs young drivers $1,725 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sherman
State Farm gave the largest car insurance discounts to married couples, averaging $577 saved each year compared to an average Sherman couple's premiums.
The cheapest car insurance in Sherman for drivers with bad credit
The best Sherman car insurance company for customer service
Recent price drops
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The cheapest large national provider in Sherman
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Sherman driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sherman, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Sherman
What Influences the Cost of Car Insurance in Sherman?
On average, car insurance in Sherman is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sherman are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Sherman is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sherman is $91 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dry Ridge: Insurance costs 0.05% less
- Knoxville: Insurance costs 0.38% less
- Flingsville: Insurance costs 1.18% less
- Mount Zion: Insurance costs 1.80% less
- Crittenden: Insurance costs 1.51% less
- Williamstown: Insurance costs 0.90% less
- Stewartsville: Insurance costs 1.66% less
- Heekin: Insurance costs 1.66% less
- Folsom: Insurance costs 1.18% more
- Zion Station: Insurance costs 1.56% less
Cities with Similar Populations
- Delta: Insurance costs 0.95% more
- Donaldson: Insurance costs 28.25% less
- Dog Island Corner: Insurance costs 54.85% less
- Dividing Creek: Insurance costs 15.62% less
- Disston: Insurance costs 32.32% less
- Direct: Insurance costs 15.71% less
- Dineharts: Insurance costs 3.17% less
- Dillman: Insurance costs 42.21% less
- Diamond: Insurance costs 43.49% less
- Doniphan: Insurance costs 27.07% less