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Get Cheap Car Insurance in Stewartsville, KY
We monitor insurance prices, helping the average driver in Stewartsville save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Stewartsville
The chart below shows the cheapest car insurance company in Stewartsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Stewartsville Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $87 |
| Geico | $93 |
Savings for Every Kind of Stewartsville Driver
Based on our extensive insurance data, we know the average Stewartsville driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $525 per year by choosing the right vehicle insurance company. Some Stewartsville residents are paying out over $2,078 extra every year for auto insurance in Stewartsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stewartsville, KY Savings / Yr. |
|---|---|
$525 |
|
$861 |
|
$847 |
|
$857 |
|
$1,697 |
|
$568 |
|
$910 |
Stewartsville Car Insurance vs. Kentucky
People living in Stewartsville pay an average of 2.61% less than the typical driver in the state. The average driver in Stewartsville can expect to pay about $1,070 per year, or $2,078 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Stewartsville for most people.
Car Insurance Prices by Stewartsville Neighborhood
Insurance Prices
Where is insurance cheapest within Stewartsville?
The map shows insurance prices in and around Stewartsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,078 to a low of $2,078. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the North parts of Stewartsville.Pick the Best Car Insurance Company for You in Stewartsville
The best car insurance provider for most drivers in Stewartsville
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $525 over the average Stewartsville car insurance company.
The best car insurance provider for Stewartsville drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $861 over the competition.
The best car insurance company for Stewartsville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $847 better than other car insurance companies.
The best auto insurance for Stewartsville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $857 less each year.
The least expensive car insurance company for new and young drivers in Stewartsville
In Stewartsville, State Farm costs young drivers $1,697 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stewartsville
State Farm gave the largest car insurance discounts to married couples, averaging $568 saved each year compared to an average Stewartsville couple's premiums.
The cheapest car insurance in Stewartsville for drivers with bad credit
The best Stewartsville car insurance company for customer service
Nationwide was the best company for customer service in Stewartsville according to the NAIC.
Recent price drops
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The cheapest large national provider in Stewartsville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Stewartsville driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stewartsville, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Stewartsville
What Influences the Cost of Car Insurance in Stewartsville?
On average, car insurance in Stewartsville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stewartsville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Stewartsville has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Stewartsville is $89 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Heekin: Insurance costs the same
- Holbrook: Insurance costs 0.67% more
- Lawrenceville: Insurance costs 1.88% more
- Jonesville: Insurance costs 1.54% more
- Dry Ridge: Insurance costs 1.64% more
- Folsom: Insurance costs 2.89% more
- Williamstown: Insurance costs 0.77% more
- Sherman: Insurance costs 1.68% more
- Mason: Insurance costs 1.92% more
- Canby: Insurance costs 2.17% more
Cities with Similar Populations
- Ischua: Insurance costs 2.07% more
- Loving: Insurance costs 20.69% less
- Lakeport: Insurance costs 43.07% more
- Lakefield: Insurance costs 48.60% less
- La Jose: Insurance costs 34.50% less
- Kunkle: Insurance costs 50.14% less
- Kikers: Insurance costs 38.50% less
- Kanaranzi: Insurance costs 26.71% less
- Kampeska: Insurance costs 26.85% less
- Jordan Hill: Insurance costs 42.16% more