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Get Cheap Car Insurance in Bristol, RI
We monitor insurance prices, helping the average driver in Bristol save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Bristol
The chart below shows the cheapest car insurance company in Bristol for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Bristol Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $79 |
| Geico | $102 |
| Progressive | $119 |
| Midvale Home & Auto | $125 |
Savings for Every Kind of Bristol Driver
Based on our extensive insurance data, we know the average Bristol driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $758 per year by choosing the right vehicle insurance company. Some Bristol residents are paying out over $2,278 extra every year for auto insurance in Bristol. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bristol, RI Savings / Yr. |
|---|---|
$758 |
|
$915 |
|
$1,008 |
|
$1,706 |
|
$3,547 |
|
$259 |
|
$768 |
Bristol Car Insurance vs. Rhode Island
People living in Bristol pay an average of 2.28% more than the typical driver in the state. The average driver in Bristol can expect to pay about $1,394 per year, or $2,278 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Bristol for most people.
Car Insurance Prices by Bristol Neighborhood
Insurance Prices
Where is insurance cheapest within Bristol?
The map shows insurance prices in and around Bristol, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $257 per year within the city boundaries, with insurance premiums ranging from a high of $2,438 to a low of $2,181. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Bristol.Pick the Best Car Insurance Company for You in Bristol
The best car insurance provider for most drivers in Bristol
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $758 over the average Bristol car insurance company.
The best car insurance provider for Bristol drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $915 over the competition.
The best car insurance company for Bristol drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,008 better than other car insurance companies.
The best auto insurance for Bristol drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,706 less each year.
The least expensive car insurance company for new and young drivers in Bristol
In Bristol, State Farm costs young drivers $3,547 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bristol
Geico gave the largest car insurance discounts to married couples, averaging $259 saved each year compared to an average Bristol couple's premiums.
The cheapest car insurance in Bristol for drivers with bad credit
The best Bristol car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bristol
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Bristol driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bristol, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Bristol
What Influences the Cost of Car Insurance in Bristol?
On average, car insurance in Bristol is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bristol are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Bristol has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bristol is $116 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Warren: Insurance costs 0.13% more
- Barrington: Insurance costs 2.33% less
- Prudence Island: Insurance costs 1.05% less
- Swansea: Insurance costs 31.78% less
- Tiverton: Insurance costs 3.16% less
- Portsmouth: Insurance costs 2.59% less
- Fall River: Insurance costs 23.71% less
- Prudence Park: Insurance costs 1.05% less
- Somerset: Insurance costs 29.28% less
- Riverside: Insurance costs 1.40% more
Cities with Similar Populations
- Corcoran: Insurance costs 7.16% less
- Sunland: Insurance costs 7.42% more
- Springtown: Insurance costs 26.16% less
- Spring Lake: Insurance costs 37.75% less
- Fayetteville: Insurance costs 40.56% less
- Darien: Insurance costs 7.77% less
- Crest Hill: Insurance costs 29.54% less
- Crawfordsville: Insurance costs 48.77% less
- Covington: Insurance costs 29.54% less
- Coronado: Insurance costs 14.62% less