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Get Cheap Car Insurance in Brodhead, KY
We monitor insurance prices, helping the average driver in Brodhead save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Brodhead
The chart below shows the cheapest car insurance company in Brodhead for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Brodhead Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $61 |
| State Farm | $61 |
| Travelers | $90 |
| Geico | $97 |
Savings for Every Kind of Brodhead Driver
Based on our extensive insurance data, we know the average Brodhead driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $544 per year by choosing the right vehicle insurance company. Some Brodhead residents are paying out over $2,155 extra every year for auto insurance in Brodhead. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brodhead, KY Savings / Yr. |
|---|---|
$544 |
|
$893 |
|
$879 |
|
$889 |
|
$1,759 |
|
$589 |
|
$943 |
Brodhead Car Insurance vs. Kentucky
People living in Brodhead pay an average of 0.98% more than the typical driver in the state. The average driver in Brodhead can expect to pay about $1,110 per year, or $2,155 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Brodhead for most people.
Car Insurance Prices by Brodhead Neighborhood
Insurance Prices
Where is insurance cheapest within Brodhead?
The map shows insurance prices in and around Brodhead, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $205 per year within the city boundaries, with insurance premiums ranging from a high of $2,220 to a low of $2,015. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Brodhead.Pick the Best Car Insurance Company for You in Brodhead
The best car insurance provider for most drivers in Brodhead
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $544 over the average Brodhead car insurance company.
The best car insurance provider for Brodhead drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $893 over the competition.
The best car insurance company for Brodhead drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $879 better than other car insurance companies.
The best auto insurance for Brodhead drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $889 less each year.
The least expensive car insurance company for new and young drivers in Brodhead
In Brodhead, State Farm costs young drivers $1,759 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brodhead
State Farm gave the largest car insurance discounts to married couples, averaging $589 saved each year compared to an average Brodhead couple's premiums.
The cheapest car insurance in Brodhead for drivers with bad credit
The best Brodhead car insurance company for customer service
Recent price drops
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The cheapest large national provider in Brodhead
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Brodhead driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brodhead, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Brodhead
What Influences the Cost of Car Insurance in Brodhead?
On average, car insurance in Brodhead is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Brodhead is 34 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brodhead are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Brodhead is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Brodhead is $92 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gum Sulphur: Insurance costs 0.70% more
- Mount Vernon: Insurance costs 0.14% less
- Crab Orchard: Insurance costs 0.37% less
- Willailla: Insurance costs 3.02% less
- Broughtentown: Insurance costs 1.39% more
- Burr: Insurance costs 5.06% more
- Goochtown: Insurance costs 1.21% more
- Ottenheim: Insurance costs 0.46% more
- Clarence: Insurance costs 1.44% less
- Wildie: Insurance costs 0.28% more
Cities with Similar Populations
- Avalon: Insurance costs 10.44% less
- Locust Valley: Insurance costs 22.65% more
- Marshalls Creek: Insurance costs 26.64% less
- Brownsville: Insurance costs 3.20% less
- Le Center: Insurance costs 26.03% less
- Montross: Insurance costs 43.71% less
- Galena: Insurance costs 16.84% less
- Hartly: Insurance costs 15.36% less
- Hillsboro: Insurance costs 39.58% less
- Lawrence: Insurance costs 28.86% more