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Get Cheap Car Insurance in Gum Sulphur, KY
We monitor insurance prices, helping the average driver in Gum Sulphur save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Gum Sulphur
The chart below shows the cheapest car insurance company in Gum Sulphur for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Gum Sulphur Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $62 |
| State Farm | $62 |
| Travelers | $90 |
| Geico | $97 |
Savings for Every Kind of Gum Sulphur Driver
Based on our extensive insurance data, we know the average Gum Sulphur driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $548 per year by choosing the right vehicle insurance company. Some Gum Sulphur residents are paying out over $2,170 extra every year for auto insurance in Gum Sulphur. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gum Sulphur, KY Savings / Yr. |
|---|---|
$548 |
|
$899 |
|
$885 |
|
$895 |
|
$1,772 |
|
$593 |
|
$950 |
Gum Sulphur Car Insurance vs. Kentucky
People living in Gum Sulphur pay an average of 1.70% more than the typical driver in the state. The average driver in Gum Sulphur can expect to pay about $1,118 per year, or $2,170 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Gum Sulphur for most people.
Car Insurance Prices by Gum Sulphur Neighborhood
Insurance Prices
Where is insurance cheapest within Gum Sulphur?
The map shows insurance prices in and around Gum Sulphur, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $77 per year within the city boundaries, with insurance premiums ranging from a high of $2,207 to a low of $2,130. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Gum Sulphur.Pick the Best Car Insurance Company for You in Gum Sulphur
The best car insurance provider for most drivers in Gum Sulphur
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $548 over the average Gum Sulphur car insurance company.
The best car insurance provider for Gum Sulphur drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $899 over the competition.
The best car insurance company for Gum Sulphur drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $885 better than other car insurance companies.
The best auto insurance for Gum Sulphur drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $895 less each year.
The least expensive car insurance company for new and young drivers in Gum Sulphur
In Gum Sulphur, State Farm costs young drivers $1,772 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gum Sulphur
State Farm gave the largest car insurance discounts to married couples, averaging $593 saved each year compared to an average Gum Sulphur couple's premiums.
The cheapest car insurance in Gum Sulphur for drivers with bad credit
The best Gum Sulphur car insurance company for customer service
Nationwide was the best company for customer service in Gum Sulphur according to the NAIC.
Recent price drops
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The cheapest large national provider in Gum Sulphur
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Gum Sulphur driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gum Sulphur, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Gum Sulphur
What Influences the Cost of Car Insurance in Gum Sulphur?
On average, car insurance in Gum Sulphur is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Gum Sulphur is 35 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gum Sulphur are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Gum Sulphur has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Gum Sulphur is $93 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Crab Orchard: Insurance costs 1.06% less
- Brodhead: Insurance costs 0.69% less
- Broughtentown: Insurance costs 0.69% more
- Mount Vernon: Insurance costs 0.83% less
- Conway: Insurance costs 1.47% less
- Ottenheim: Insurance costs 0.23% less
- Preachersville: Insurance costs 3.73% less
- Burr: Insurance costs 4.33% more
- Wildie: Insurance costs 0.41% less
- Goochtown: Insurance costs 0.51% more
Cities with Similar Populations
- Virginia Dale: Insurance costs 15.48% less
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- Dresserville: Insurance costs 5.76% less
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- Utica: Insurance costs 18.66% less
- Vaughn: Insurance costs 32.26% less
- Venia: Insurance costs 38.85% less
- Venice Center: Insurance costs 5.44% less
- Vernon: Insurance costs 45.62% less