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Get Cheap Car Insurance in Buckingham, VA
We monitor insurance prices, helping the average driver in Buckingham save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Buckingham
The chart below shows the cheapest car insurance company in Buckingham for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Buckingham Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Farm Bureau | $54 |
| Safeco Insurance | $57 |
Savings for Every Kind of Buckingham Driver
Based on our extensive insurance data, we know the average Buckingham driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $471 per year by choosing the right vehicle insurance company. Some Buckingham residents are paying out over $1,249 extra every year for auto insurance in Buckingham. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Buckingham, VA Savings / Yr. |
|---|---|
$471 |
|
$804 |
|
$688 |
|
$672 |
|
$1,100 |
|
$252 |
|
$453 |
Buckingham Car Insurance vs. Virginia
People living in Buckingham pay an average of 2.77% more than the typical driver in the state. The average driver in Buckingham can expect to pay about $864 per year, or $1,249 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Buckingham for most people.
Car Insurance Prices by Buckingham Neighborhood
Insurance Prices
Where is insurance cheapest within Buckingham?
The map shows insurance prices in and around Buckingham, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $38 per year within the city boundaries, with insurance premiums ranging from a high of $1,267 to a low of $1,229. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Buckingham.Pick the Best Car Insurance Company for You in Buckingham
The best car insurance provider for most drivers in Buckingham
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $471 over the average Buckingham car insurance company.
The best car insurance provider for Buckingham drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $804 over the competition.
The best car insurance company for Buckingham drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $688 better than other car insurance companies.
The best auto insurance for Buckingham drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $672 less each year.
The least expensive car insurance company for new and young drivers in Buckingham
In Buckingham, Erie Insurance costs young drivers $1,100 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Buckingham
Farm Bureau gave the largest car insurance discounts to married couples, averaging $252 saved each year compared to an average Buckingham couple's premiums.
The cheapest car insurance in Buckingham for drivers with bad credit
The best Buckingham car insurance company for customer service
Nationwide was the best company for customer service in Buckingham according to the NAIC.
Recent price drops
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The cheapest large national provider in Buckingham
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Buckingham driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Buckingham, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Buckingham
What Influences the Cost of Car Insurance in Buckingham?
On average, car insurance in Buckingham is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Buckingham is 48 minutes, which is far more than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Buckingham are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Buckingham is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Buckingham is $72 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mount Vinco: Insurance costs 1.20% less
- Toga: Insurance costs the same
- Sprouses Corner: Insurance costs 1.60% less
- Ransons: Insurance costs 0.64% less
- Glenmore: Insurance costs 0.80% less
- Wingina: Insurance costs 0.72% less
- Dillwyn: Insurance costs 0.56% less
- Sliders: Insurance costs 2.32% less
- Yogaville: Insurance costs 0.88% less
- Andersonville: Insurance costs 4.32% less
Cities with Similar Populations
- Raphine: Insurance costs 6.57% less
- Fillmore: Insurance costs 69.18% more
- Franklin: Insurance costs 22.58% less
- Fullerton: Insurance costs 14.73% more
- Grattan: Insurance costs 124.98% more
- Hokah: Insurance costs 23.70% more
- Hurlburt Field: Insurance costs 78.38% more
- Keene: Insurance costs 64.45% more
- Legend Lake: Insurance costs 9.29% less
- Lima: Insurance costs 12.65% more