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Get Cheap Car Insurance in Keene, KY
We monitor insurance prices, helping the average driver in Keene save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Keene
The chart below shows the cheapest car insurance company in Keene for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Keene Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $58 |
| State Farm | $58 |
| Travelers | $86 |
| Geico | $92 |
Savings for Every Kind of Keene Driver
Based on our extensive insurance data, we know the average Keene driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $519 per year by choosing the right vehicle insurance company. Some Keene residents are paying out over $2,054 extra every year for auto insurance in Keene. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Keene, KY Savings / Yr. |
|---|---|
$519 |
|
$851 |
|
$838 |
|
$847 |
|
$1,677 |
|
$561 |
|
$899 |
Keene Car Insurance vs. Kentucky
People living in Keene pay an average of 3.73% less than the typical driver in the state. The average driver in Keene can expect to pay about $1,058 per year, or $2,054 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Keene for most people.
Car Insurance Prices by Keene Neighborhood
Insurance Prices
Where is insurance cheapest within Keene?
The map shows insurance prices in and around Keene, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $2,069 to a low of $2,045. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Keene.Pick the Best Car Insurance Company for You in Keene
The best car insurance provider for most drivers in Keene
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $519 over the average Keene car insurance company.
The best car insurance provider for Keene drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $851 over the competition.
The best car insurance company for Keene drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $838 better than other car insurance companies.
The best auto insurance for Keene drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $847 less each year.
The least expensive car insurance company for new and young drivers in Keene
In Keene, State Farm costs young drivers $1,677 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Keene
State Farm gave the largest car insurance discounts to married couples, averaging $561 saved each year compared to an average Keene couple's premiums.
The cheapest car insurance in Keene for drivers with bad credit
The best Keene car insurance company for customer service
Recent price drops
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The cheapest large national provider in Keene
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Keene driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Keene, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Keene
What Influences the Cost of Car Insurance in Keene?
On average, car insurance in Keene is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Keene is 28 minutes, which is a little less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 5 to 6 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Keene are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Keene is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Keene is $88 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Troy: Insurance costs 0.24% less
- Nicholasville: Insurance costs 2.87% more
- Union Mills: Insurance costs 0.78% more
- Wilmore: Insurance costs 1.70% less
- Nonesuch: Insurance costs 2.39% less
- Versailles: Insurance costs 1.66% less
- Lexington: Insurance costs 4.92% more
- Mortonsville: Insurance costs 2.39% less
- Hall: Insurance costs 1.12% less
- Milner: Insurance costs 3.85% less
Cities with Similar Populations
- Unionville: Insurance costs 42.60% less
- Deltaville: Insurance costs 44.01% less
- Donaldson: Insurance costs 18.84% less
- Eagleville: Insurance costs 30.14% less
- Ellendale: Insurance costs 32.18% less
- Folsom: Insurance costs 11.73% less
- Fort Loudon: Insurance costs 36.27% less
- Gamerco: Insurance costs 28.87% less
- Hokah: Insurance costs 24.78% less
- Hurlburt Field: Insurance costs 8.47% more